101 Holt Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 101 Holt Rd, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,517 sqft · built 1740
Lot Size	1.48 acres (64,735 sqft)
Owner	2 Individual Names on File
Last Sale	$1,405,000 (Oct 2023)
Tax Bill	$18,018 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`59 0 17`

Property Details

APN / Parcel Number

Primary APN	`59 0 17`
Alternative APN	`ANDO M:00059 B:00017 L:00000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,517 sqft Living Area
Gross Area	6,377 sqft
Basement Area	1,669 sqft
Unfinished Basement	1,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1740
Effective Year Built	Effective 1740
Architectural Style	Old Style
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,735 sqft (1.48 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	59 0 17
Street Address	101 HOLT RD
City	ANDOVER
State	MA
Zip	01810-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	17
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1009
Census Tract	254302

Owner

101 Holt Rd is owned and occupied by two individuals who acquired it in January 2026.

Source: Essex County and Andover Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 HOLT RD, ANDOVER, MA 01810-4123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA
Jan 23, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Jan 23, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Sep 23, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit NORTHMARK BANK
Aug 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on File
Deed Sale	Oct 30, 2023 · Amount on File
Prior Sale	Feb 1, 1994 · Amount on File
Deed Document Number	202317951
Deed Book / Page	17865 / 92
Last Transfer Date	Jan 21, 2026
Transfer Doc	018495-236
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018507-10
Date	Feb 9, 2026
Book Page	18507/10
Instrument	1996

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 23, 2026
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Document Number	018495-238
Book / Page	18495 / 238
Instrument Date	Jan 23, 2026
Instrument	1120
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 HOLT RD, ANDOVER, MA 01810-4123

Mortgage

Document Number	0000001996
Date	Jan 23, 2026
Instrument	1996

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Mar 1, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 23, 2026
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Document Number	018495-236
Book / Page	18495 / 236
Instrument Date	Jan 21, 2026
Instrument	1119
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHESTNUT ST, ANDOVER, MA 01810-3706

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jan 22, 2026
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Document Number	018494-165
Book / Page	18494 / 165
Instrument Date	Jan 21, 2025
Instrument	1017
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	101 HOLT RD, ANDOVER, MA 01810-4123

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Oct 30, 2023
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Document Number	0017865-92
Book / Page	17865 / 92
Instrument Date	Oct 30, 2023
Instrument	17951
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 BEECH GLEN ST, BOSTON, MA 02119-4049

Mortgage

Document Number	0000017952
Date	Oct 30, 2023
Instrument	17952

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Nov 1, 2028
Max Rate At Change	2.75%
Index	1-Year CMT

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Sep 23, 2022
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Document Number	00017575-8
Book / Page	17575 / 8
Instrument Date	Sep 23, 2022
Instrument	22357
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 HOLT RD, ANDOVER, MA 01810-4123

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15540-252
Date	Jul 6, 2018
Book Page	15540/252
Instrument	15992

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	101 HOLT RD, ANDOVER, MA 01810-4123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15957-298
Date	Aug 15, 2019
Book Page	15957/298
Instrument	19368

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 101 Holt Rd was $18,018, up 8.4% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,018.00 (+8.37%)	$1,442,600 (+11.75%) Land $682,700 Building $759,900	$1,507,175
2024	$16,627.00 (+4.35%)	$1,290,900 (+10.66%) Land $625,700 Building $665,200
2023	$15,934.00	$1,166,500 Land $564,200 Building $602,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Holt Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1996–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Holt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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