McDowell County property record for 101 Hobson Dr, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,784 sqft · built 2004 |
| Lot Size | 1.55 acres (67,954 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Mar 2003) |
| Tax Bill | $3,815 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0730-00-57-1818 |
| Primary APN | 0730-00-57-1818 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,784 sqft Heated Area |
| Basement Area | 1,218 sqft |
| Unfinished Basement | 1,218 sqft |
| Flooring | Hardwood |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 67,954 sqft (1.55 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 35793 |
|---|---|
| Street Address | 101 HOBSON DR |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 6 MILL CREEK RIDGES/D 1.56 AC |
| Legal Subdivision | MILL CREEK |
| Legal Lot Number | 6 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970700 |
101 Hobson Dr, a rural home, is owned by two individuals who bought it in March 2003.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3315 MAYBANK HWY, JOHNS ISLAND, SC 29455-4819 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2003 · Amount on File |
| Deed Sale | Mar 1, 2003 · Amount on File |
| Deed Document Number | 0000722543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 101 HOBSON DR, OLD FORT, NC 28762 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013550942 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 1355/942 |
| Instrument | 2021003587 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2041 |
The 2025 property tax bill for 101 Hobson Dr was $3,815.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,815.00 | $538,940 Land $48,000 Building $490,940 | |
| 2023 | $3,707.00 | $538,940 Land $48,000 Building $490,940 | $538,940 Land $48,000 Building $490,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Hobson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Hobson Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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