101 Hinch Rd, Mc Gregor, IA 52157 Property Records

Clayton County property record for 101 Hinch Rd, Mc Gregor, IA 52157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2021
Lot Size	1.19 acres (51,853 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Sep 2022)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3499098001`

Property Details

APN / Parcel Number

Primary APN	`3499098001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,853 sqft (1.19 acres)
Lot Dimensions	165 ft deep x 272 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	101 HINCH RD
City	MC GREGOR
State	IA
Zip	52157-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 2 RIDGEWOOD WEST 2ND SUBDIVISON
Legal Subdivision	RIDGEWOOD
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	CLAYTON IA
Township / Civil Division	MENDON
Census Block Group	3
Census Block	3045
Census Tract	70100

Owner

101 Hinch Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Clayton County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 HINCH RD, MC GREGOR, IA 52157-7719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Deed Document Number	20223363
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAYTON IA
Recording Date	Sep 12, 2022
Property Address	101 HINCH RD, MC GREGOR, IA 52157-7719
Document Number	2022R03363
Map Reference	PB 20 PG 131
Instrument Date	Sep 8, 2022
Instrument	2022R03363
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 HINCH RD, MC GREGOR, IA 52157-7719

Mortgage

Document Number	2022R03365
Date	Sep 12, 2022
Instrument	2022R03365

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Hinch Rd was $4,882 with a homeowner's exemption, up 15.3% from the year before.

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clayton County
Municipality	McGregor City
Unified School District	MFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (+15.25%) Homeowner's exemption	$322,529 Land $68,681 Building $253,848	$322,529 Land $68,681 Building $253,848
2024	$4,236.00
2023		$263,069 Land $59,723 Building $203,346	$263,069 Land $59,723 Building $203,346
2022	$2,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Hinch Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Apr 2023 · Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Hinch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500