1. Home
  2. Maryland
  3. Cecil County
  4. Elkton
  5. Highland Dr

101 Highland Dr, Elkton, MD 21921 Property Records

Cecil County property record for 101 Highland Dr, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,762 sqft · built 1997
Lot Size0.215 acres (9,375 sqft)
Owner2 Individual Names on Record
Last Sale$222,000 (Mar 2009)
Tax Bill$4,560 (2026)
Deeds & MortgagesNov 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN03-088782

Property Details

APN / Parcel Number

Primary APN03-088782
Alternative APNs
  • 3088782
  • 088782

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,762 sqft Total Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,375 sqft (0.215 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area115 sqft
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number088782
Street Address101 HIGHLAND DR
CityELKTON
StateMD
Zip21921-6577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 290 - .2153 ACRE 101 HIGHLAND DRIVE KENSINGTON COURTS
Legal SubdivisionKENSINGTON COURTS
Legal Block11
Legal Lot Number290
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1028
Census Tract30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address101 HIGHLAND DR, ELKTON, MD 21921-6577
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2009 · Amount on Record
Deed SaleMar 31, 2009 · Amount on Record
Prior SaleNov 27, 2007 · Amount on Record
Deed Document Number2009279687
Deed Book / Page2613 / 262
Record UpdatedOct 29, 2026

November 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCECIL MD
Property Address101 HIGHLAND DR, ELKTON, MD 21921-6577
Document Number0040070053
Instrument DateNov 18, 2016
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 HIGHLAND DR ELKTON MD 219216577, ELKTON, MD 21921-6577

Mortgage

Document Number0040070053
DateJan 6, 2017
Book Page004007/000053
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 5, 2047
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,560.00 (+5.17%) Homeowner's exemption$277,467 (+18.14%)$297,700 (+25.61%) Land $94,600 Building $203,100
2025$4,336.00 (+28.06%) Homeowner's exemption
2023$3,386.00 Homeowner's exemption$234,867$237,000 Land $63,100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: IQ Fiber, Verizon.

Nearby Properties on Highland Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures