101 Highland Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 101 Highland Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,579 sqft · built 1936
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2017)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-05-104.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-05-104.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,579 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	101 HIGHLAND AVE
City	FT MITCHELL
State	KY
Zip	41017-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PK LD CO LOT 76
Legal Subdivision	HIGHLAND PARK LAND CO
Legal Lot Number	76
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1011
Census Tract	64700

Owner

101 Highland Ave is owned and occupied by two individuals who bought it in December 2017.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 HIGHLAND AVE, FT MITCHELL, KY 41017-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 4, 2017	Grant Deed, Transfer · Conventional with PMI UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Deed Document Number	201712 04 059 00259
Deed Book / Page	6307 / 287
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	101 HIGHLAND AVE, FT MITCHELL, KY 41017-2919
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 HIGHLAND AVE, FT MITCHELL, KY 41017-2919

Mortgage

Document Number	0005900031
Date	Nov 9, 2022
Book Page	419/748
Instrument	22110805900031

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2017
Property Address	101 HIGHLAND AVE, FT MITCHELL, KY 41017-2919
Document Number	0000000259
Book / Page	0C6307 / 000287
Instrument Date	Nov 17, 2017
Instrument	259
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 HIGHLAND AVE FORT MITCHELL KY 410172919, FORT MITCHELL, KY 41017-2919

Mortgage

Document Number	260
Date	Dec 4, 2017
Book Page	0C6307/000290
Instrument	260

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Highland Ave was $1,580.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,600 (-) Land $60,000 Building $362,600	$422,600 (-) Land $60,000 Building $362,600
2025	$1,580.00	$422,600 Land $60,000 Building $362,600	$422,600 Land $60,000 Building $362,600
2023	$1,719.00	$422,600 Land $60,000 Building $362,600	$422,600 Land $60,000 Building $362,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Highland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Highland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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