101 Hidden Valley Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 101 Hidden Valley Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1976
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$771,000 (Aug 2017)
Tax Bill	$10,820 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-331-01`

Property Details

APN / Parcel Number

Primary APN	`072-331-01`
Alternative APN	`072-331-01-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,536 sqft Living Area
Gross Area	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	101 HIDDEN VALLEY DR
City	BEN LOMOND
State	CA
Zip	95005-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	QUAIL HOLLOW WOODLANDS TR 296
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1005
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Intrafamily Transfer, Transfer
Aug 10, 2023	Intrafamily Transfer, Transfer
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Mar 18, 2020	Correction Deed STEWART TITLE, STEWART TITLE/CA
Aug 21, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Prior Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	201727671
Last Transfer Date	Aug 7, 2023
Transfer Doc	0000015012
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2023
Property Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Document Number	0000015012
Map Reference	MB 38 PG 10
Instrument Date	Aug 7, 2023
Instrument	2023-0015012
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Investor	Possibly a Property Investor

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2023
Property Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Document Number	0000015013
Map Reference	MB 38 PG 10
Instrument Date	Aug 7, 2023
Instrument	2023-0015013
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009435
Date	Mar 18, 2020
Instrument	2020-0009435

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550

Mortgage

Document Number	0000011737
Date	Feb 25, 2021
Instrument	2021-0011737

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 18, 2020
Property Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Document Number	0000009434
Instrument Date	Mar 12, 2020
Instrument	9434
Record Updated	Jun 11, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	101 HIDDEN VALLEY DR BEN LOMOND CA 950059550, BEN LOMOND, CA 95005-9550

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 21, 2017
Property Address	101 HIDDEN VALLEY DR, BEN LOMOND, CA 95005-9550
Document Number	0000027671
Instrument Date	Aug 8, 2017
Instrument	27671
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 HIDDEN VALLEY DR BEN LOMOND CA 950059550, BEN LOMOND, CA 95005-9550

Mortgage

Document Number	27672
Date	Aug 21, 2017
Instrument	27672

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$894,812 (+2%) Land $626,368 Building $268,444
2025	$10,820.00 (+6.26%) Homeowner's exemption	$877,267 (+4.04%) Land $614,087 Building $263,180
2023	$10,183.00 (+2.41%) Homeowner's exemption	$843,201 (+2%) Land $590,241 Building $252,960	$823,860
2022	$9,943.00 Homeowner's exemption	$826,667 Land $578,667 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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