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101 Hidden River Dr, Swannanoa, NC 28778 Property Records

Buncombe County property record for 101 Hidden River Dr, Swannanoa, NC 28778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,838 sqft · built 2022
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (May 2020)
Tax Bill$4,501 (2025)
Deeds & MortgagesApr 2022 Construction Loan
Jan 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN664447-2020-202

Property Details

APN / Parcel Number

Primary APN664447-2020-202
Alternative APNs
  • 9679-81-5811-00000
  • 9679-81-5813-00000
  • 967920813795000
  • 008162645

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,838 sqft Living Area
Gross Area3,102 sqft
1st Floor Area1,749 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area108,900 sqft (2.5 acres)
PorchScreened Porch
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number664447-2020-202
Street Address101 HIDDEN RIVER DR
CitySWANNANOA
StateNC
Zip28778-0659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionPLAT: 0222-0156
Legal SubdivisionGEORGE A WATKINS ESTATE
Legal Block4
Legal Lot Number10
JurisdictionBUNCOMBE NC
Township / Civil DivisionSWANNANOA
Census Block Group4
Census Block4021
Census Tract3002

Owner

Source: Buncombe County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address71 QUALLA HILLS RD, WHITTIER, NC 28789-6882
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Construction Mortgage
STATE EMPLOYEES CU
Jan 7, 2022Intrafamily Transfer, Transfer
May 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2020 · Amount on Record
Deed SaleMay 5, 2020 · Amount on Record
Prior SaleFeb 24, 1997
Deed Book / Page5893 / 636
Last Transfer DateJan 7, 2022
Transfer Doc0061710547
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address58 HIDDEN RIVER DR, SWANNANOA, NC 28778-2053
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062071484
DateApr 14, 2022
Book Page6207/1484
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueFeb 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateJan 7, 2022
Property Address58 HIDDEN RIVER DR, SWANNANOA, NC 28778-2053
Document Number0061710547
Book / Page6171 / 547
Map ReferenceMB 222 PG 156
Instrument DateJan 7, 2022
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address97 HIDDEN RIVER DR, SWANNANOA, NC 28778-2053

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateMay 5, 2020
Property Address58 HIDDEN RIVER DR, SWANNANOA, NC 28778-2053
Document Number0058930636
Book / Page005893 / 000636
Instrument DateApr 20, 2020
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 42 ASHEVILLE NC 288020042, ASHEVILLE, NC 28802-0042

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,501.00 (+5.93%)$646,200 (+572.42%) Land $93,600 Building $552,600$646,200 (+572.42%) Land $93,600 Building $552,600
2024$4,249.00 (+593.15%)
2023$613.00$96,100$96,100 (-85.13%) Land $93,600 Building $2,500
2021$646,200 Land $93,600 Building $552,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Nearby Flood Policies34 in force
Nearby Flood Claims35 (2018–2024)
Claims Outside the SFHA7 of 35
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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