101 Henderson St, Spencer, NC 28159 Property Records

Rowan County property record for 101 Henderson St, Spencer, NC 28159

Property Summary

Property Type	Commercial
Details	3,072 sqft · built 2006
Lot Size	0.331 acres (14,418 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Apr 2022)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035 187`

Property Details

APN / Parcel Number

Primary APN	`035 187`
Alternative APN	`6337366`

Interior

Units	3 Units
Stories	2 Stories
Building Area	3,072 sqft Total Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Wood
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	196 ft deep x 78 ft wide
Porch	Porch
Porch Area	60 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	101 HENDERSON ST
City	SPENCER
State	NC
Zip	28159-2533
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R6:TWO FAM
Legal Description	L1-2 0.331AC
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1040
Census Tract	50700

Owner

Source: Rowan County assessment roll, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4009 CORNING PL, E2, CHARLOTTE, NC 28216-1310
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK
Aug 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 5, 2019	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Book / Page	1400 / 679
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0013130787
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 26, 2022
Property Address	101 HENDERSON ST, SPENCER, NC 28159-2533
Document Number	0014000679
Book / Page	1400 / 679
Map Reference	MB 9995 PG 5512
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110925 BARNDIE MEDADOW LANE, 110925, HUNTERSVILLE, NC 28078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 HENDERSON ST, SPENCER, NC 28159-2533

Mortgage

Document Number	0001400680
Date	Apr 26, 2022
Instrument	1400/680

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 23, 2019
Property Address	101 HENDERSON ST, SPENCER, NC 28159-2533
Document Number	0013330234
Book / Page	1333 / 0234
Map Reference	MB 9995 PG 5666
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1851 S ALMOND AVE, 1851, ONTARIO, CA 91762-6039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10925 BRANDIE MEADOW LN, HUNTERSVILLE, NC 28078-2440

Mortgage

Document Number	13330235
Date	Aug 23, 2019
Instrument	1333/0235

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 8, 2018
Property Address	101 HENDERSON ST, SPENCER, NC 28159-2533
Document Number	0013130787
Book / Page	001313 / 000787
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1851 S ALMOND AVE ONTARIO CA 917626039, ONTARIO, CA 91762-6039

August 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 5, 2019
Property Address	101 HENDERSON ST, SPENCER, NC 28159-2533
Document Number	0013320231
Book / Page	001332 / 000231
Instrument Date	Aug 5, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 S ALMOND AVE ONTARIO CA 917626039, ONTARIO, CA 91762-6039

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00	$269,993 (-) Land $24,960 Building $245,033
2023	$3,050.00	$269,993 Land $24,960 Building $245,033	$269,993 Land $24,960 Building $245,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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