Itasca County property record for 101 Hearding Ave, Coleraine, MN 55722
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,232 sqft · built 1975 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,522 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 88-440-1030 |
| Primary APN | 88-440-1030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,232 sqft Base Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,232 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 126259 |
|---|---|
| Street Address | 101 HEARDING AVE |
| City | COLERAINE |
| State | MN |
| Zip | 55722-0126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | LOTS 5 & 6 BLK 10 & W 1/2 OF VAC HARDING AVE |
| Legal Range | 24W |
| Legal Township | 56N |
| Legal Section | 31 |
| Legal Subdivision | THIRD ADDITION TO COLERAINE |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | ITASCA MN |
| Township / Civil Division | COLERAINE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 481001 |
Source: Itasca County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 243, COLERAINE, MN 55722-0243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) AFFINITY PLUS FEDERAL CREDIT UNION |
| Aug 12, 2021 | Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2021 |
| Deed Sale | Aug 12, 2021 |
| Prior Sale | Nov 10, 2005 · Amount on Record |
| Deed Document Number | 2021755246 |
| Prior Transfer Date | Jul 20, 2021 |
| Prior Transfer Doc | 0000755246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 101 HEARDING AVE, COLERAINE, MN 55722-0126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000770590 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | A000770590 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Aug 12, 2021 |
| Property Address | 101 HEARDING AVE, COLERAINE, MN 55722-0126 |
| Document Number | A000755246 |
| Instrument Date | Jul 20, 2021 |
| Instrument | A000755246 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 HEARDING AVE, COLERAINE, MN 55722-0126 |
| Document Number | A000755247 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | A000755247 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Itasca County assessment roll, as of August 14, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Itasca County |
| Municipality | Coleraine City |
| Unified School District | Greenway Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,522.00 (-1.25%) | ||
| 2025 | $173,957 (-3.68%) Land $25,625 Building $148,332 | $202,300 (+12.02%) Land $29,800 Building $172,500 | |
| 2024 | $2,554.00 | ||
| 2022 | $180,600 Land $29,800 Building $150,800 | $180,600 Land $29,800 Building $150,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Coleraine serves 1,997 people · EPA ID MN1310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.93 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Cable | 250 / 20 |
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