101 Harper St, Ridgeland, MS 39157 Property Records

Madison County property record for 101 Harper St, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,898 sqft · built 2014
Lot Size	0.299 acres (13,029 sqft)
Owner	Individual Name on Record
Tax Bill	$4,057 (2025)
Deeds & Mortgages	May 2023 Sale Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`071F-13C-008`

Property Details

APN / Parcel Number

Primary APN	`071F-13C-008`
Alternative APNs	`071F-13C-008/00.00` `41910`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,898 sqft Adjusted Area
Gross Area	1,984 sqft
1st Floor Area	1,984 sqft
2nd Floor Area	794 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Lot Area	13,029 sqft (0.299 acres)

Location & Zoning

Account Number	41910
Street Address	101 HARPER ST
City	RIDGELAND
State	MS
Zip	39157-8675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 THE TOWNSHIP AT COLONY PARK PART 1
Legal Range	01E
Legal Township	07N
Legal Section	13
Legal Subdivision	TOWNSHIP COLONY PARK PT I
Legal Lot Number	1
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30205

Owner

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 HARPER ST, RIDGELAND, MS 39157-8675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Warranty Deed, Transfer
Jul 25, 2017	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022
Deed Sale	Aug 15, 2022
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2022963592
Deed Book / Page	4247 / 103
Last Transfer Date	Aug 14, 2024
Transfer Doc	004469/504
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 19, 2023
Property Address	101 HARPER ST, RIDGELAND, MS 39157-8675
Document Number	004332/630
Book / Page	4332 / 630
Map Reference	CAB D SL 139
Instrument Date	May 18, 2023
Instrument	982404
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6575 S WINDING BROOK DR, FAIRHOPE, AL 36532-6415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HARPER ST, RIDGELAND, MS 39157-8674

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jul 25, 2017
Property Address	101 HARPER ST, RIDGELAND, MS 39157-8675
Document Number	0000817215
Book / Page	003503 / 000708
Instrument Date	Jul 24, 2017
Instrument	817215
Transaction Type	Transfer
Record Updated	Aug 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 HARPER ST RIDGELAND MS 391578675, RIDGELAND, MS 39157-8675

Mortgage

Document Number	817216
Date	Jul 25, 2017
Book Page	003503/000711
Instrument	817216

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,057.00 (-37.92%) Homeowner's exemption	$40,434 (-33.33%)	$404,340 (-) Land $65,000 Building $339,340
2024	$6,535.00
2023	$6,535.00	$60,651	$404,340 Land $65,000 Building $339,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2000–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, NETSPEEDMS.

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