101 Harding St, Florence, AL 35630 Property Records

Lauderdale County property record for 101 Harding St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,440 sqft · built 1971
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Tax Bill	$895 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-31-3-002-068-000`

Property Details

APN / Parcel Number

Primary APN	`16-09-31-3-002-068-000`
Alternative APNs	`094897` `41404` `94897`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	94897
Street Address	101 HARDING ST
City	FLORENCE
State	AL
Zip	35630-1734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	150 X 120 IRR SPRINGHILL SECTION HIGHLAND PARK S/D BLK 2 LOTS 10-15 .36 AC/C SEC 31 T2S R10W PB 2 PG 28-29
Legal Range	10W
Legal Township	02S
Legal Section	31
Legal Subdivision	SPRING HILL SECTION HIGHLAND
Legal Block	2
Legal Lot Number	10-15 11
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2025
Census Tract	10901

Owner

Source: Lauderdale County records · APN 16-09-31-3-002-068-000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 HARDING ST, FLORENCE, AL 35630-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	101 HARDING ST, FLORENCE, AL 35630-1734
Transaction Type	Mortgage
Record Updated	Jun 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/34868
Date	Jul 16, 2020
Book Page	2020/34868

Lender

Name	TIMOTHY DWAYNE RHODES
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$895.00 (+0.67%) Homeowner's exemption	$19,600 (+0.72%)	$195,980 (+0.77%) Land $21,500 Building $174,480
2024	$889.00 (+8.68%) Homeowner's exemption	$19,460 (+882.83%) Land $2,160 Building $17,300	$194,480 (+8.08%) Land $21,500 Building $172,980
2023	$818.00 (+23.75%) Homeowner's exemption	$1,980 (-86.64%) Land $1,980	$179,940 (+21.5%) Land $19,700 Building $160,240
2022	$661.00 Homeowner's exemption	$14,820	$148,100 Land $20,500 Building $127,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 1, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.