101 Harding St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 101 Harding St, Cumberland, RI 02864

Property Summary

Property TypeResidential Vacant Land
Lot Size0.048 acres (2,091 sqft)
OwnerIndividual Name on Record
Last Sale$680 (Jan 2025)
Tax Bill$158 (2025)
Flood ZoneZone X (minimal risk)
APN10-0445-40

Property Details

APN / Parcel Number

Primary APN10-0445-40
Alternative APN
  • CUMB M:037 B:0541 L:000

Exterior

Lot Area2,091 sqft (0.048 acres)

Location & Zoning

Account Number10-0445-40
Street Address101 HARDING ST
CityCUMBERLAND
StateRI
Zip02864
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning Code100
Legal Block541
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group2
Census Block2059
Census Tract11402

Owner

Source: Cumberland Town records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address101 HARDING ST, CUMBERLAND, RI 02864
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2025 · Amount on Record
Deed SaleJan 23, 2025 · Amount on Record
Prior SaleJan 23, 2025 · Amount on Record
Deed Document Number2025147668
Deed Book / Page1995 / 203
Prior Transfer DateJan 17, 2025
Prior Transfer Doc001995-199
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$158.00 (+5.33%)$12,900 (-) Land $12,900
2023$150.00 (-1.96%)$12,900 (+26.47%) Land $12,900
2022$153.00$10,200 Land $10,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2018–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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