101 Harbour Ct, Moneta, VA 24121 Property Records

Franklin County property record for 101 Harbour Ct, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,896 sqft · built 1997
Lot Size	0.726 acres (31,625 sqft)
Owner	Individual Name on File
Last Sale	$1,550,000 (Feb 2021)
Tax Bill	$9,279 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048 10-008 00`

Property Details

APN / Parcel Number

Primary APN	`048 10-008 00`
Alternative APN	`15204`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,896 sqft Living Area
Gross Area	7,113 sqft
1st Floor Area	3,218 sqft
Basement Area	2,466 sqft
Finished Basement	2,343 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,625 sqft (0.726 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	600 sqft
Driveway	Brick Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	180 sqft
Patio Area	494 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	15204
Street Address	101 HARBOUR CT
City	MONETA
State	VA
Zip	24121-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WAVERLY LOT 8 SECTION 1
Legal Subdivision	WAVERLY
Legal Lot Number	8
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

101 Harbour Ct is owned by an individual who bought it in February 2021.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	10613 SHADOW LN, FAIRFAX STATION, VA 22039-2428
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC
Mar 10, 2023	Intrafamily Transfer, Transfer
Feb 23, 2021	Deed, Transfer ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC
Aug 30, 2019	Warranty Deed, Transfer GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20211729
Deed Book / Page	1157 / 1445
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	101 HARBOUR CT, MONETA, VA 24121-3214
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011900614
Date	Sep 23, 2022
Book Page	1190/614
Instrument	220007139

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Mar 10, 2023
Property Address	101 HARBOUR CT, MONETA, VA 24121-3214
Document Number	0011960852
Book / Page	1196 / 852
Map Reference	MB 447 PG 913
Instrument Date	Feb 24, 2023
Instrument	230001235
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10613 SHADOW LN, FAIRFAX STATION, VA 22039-2428

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 23, 2021
Property Address	101 HARBOUR CT, MONETA, VA 24121-3214
Document Number	0011571445
Book / Page	1157 / 1445
Map Reference	MB 455 PG 78
Instrument Date	Feb 9, 2021
Instrument	210001729
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount on Record
Tax	$2,103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5758 HAIG POINT PL, HAYMARKET, VA 20169-6179

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 30, 2019
Property Address	101 HARBOUR CT, MONETA, VA 24121-3214
Document Number	0011262227
Book / Page	001126 / 002227
Instrument Date	Aug 19, 2019
Instrument	5391
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10613 SHADOW LN FAIRFAX STATION VA 220392428, FAIRFAX STATION, VA 22039-2428

Mortgage

Document Number	11262233
Date	Aug 30, 2019
Book Page	001126/002233
Instrument	5394

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 101 Harbour Ct was $9,279.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,279.00	$2,158,000 Land $390,000 Building $1,768,000	$2,158,000 Land $390,000 Building $1,768,000
2023	$8,267.00	$1,355,300 (-) Land $385,000 Building $970,300	$1,355,300 (-) Land $385,000 Building $970,300
2022		$1,355,300 Land $385,000 Building $970,300	$1,355,300 Land $385,000 Building $970,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Harbour Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Harbour Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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