Guadalupe County property record for 101 Happy Trl, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3,262 sqft · built 2006 |
| Lot Size | 0.242 acres (10,560 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,732 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900100107200000 |
| Primary APN | 1G3900100107200000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,262 sqft Living Area |
| Gross Area | 3,392 sqft |
| 1st Floor Area | 1,647 sqft |
| 2nd Floor Area | 1,615 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,560 sqft (0.242 acres) |
| Lot Dimensions | 156 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 319 sqft |
| Patio Area | 81 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 101 HAPPY TRL |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #1 BLOCK 1 LOT 72 0.2424 AC |
| Legal Subdivision | SADDLE CREEK RANCH #1 |
| Legal Tract | 72 |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
101 Happy Trl is owned by a company that acquired it in May 2021.
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| May 5, 2021 | Warranty Deed, Transfer |
| Jan 6, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2021 |
| Deed Sale | May 5, 2021 |
| Prior Sale | May 5, 2021 |
| Deed Document Number | 202199015484 |
| Prior Transfer Date | Jun 1, 2006 |
| Prior Transfer Doc | 0000010746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 101 HAPPY TRL, CIBOLO, TX 78108-3025 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0099029683 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 202199029683 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | May 5, 2021 |
| Property Address | 101 HAPPY TRL, CIBOLO, TX 78108-3025 |
| Document Number | 0099015484 |
| Instrument Date | May 3, 2021 |
| Instrument | 202199015484 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 101 HAPPY TRL, CIBOLO, TX 78108-3025 |
| Document Number | 0000001118 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | UNITED LENDER SERVICES CORPORATION, UNITED LENDER SVCS CORP |
| Name | Verified Name |
|---|---|
| Address | 101 HAPPY TRL CIBOLO TX 781083025, CIBOLO, TX 78108-3025 |
| Document Number | 0000001118 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 1118 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2047 |
The 2025 property tax bill for 101 Happy Trl was $7,732, up 0.8% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,775 (+0.02%) Land $55,702 Building $345,073 | $400,775 (+0.02%) Land $55,702 Building $345,073 | |
| 2025 | $7,732.00 (+0.82%) | $400,689 Land $57,911 Building $342,778 | $400,689 Land $57,911 Building $342,778 |
| 2024 | $7,669.00 (-5.48%) | ||
| 2023 | $8,114.00 (+16.63%) | $419,951 Land $73,555 Building $346,396 | $419,951 Land $73,555 Building $346,396 |
| 2022 | $6,957.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Happy Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Happy Trl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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