Obion County property record for 101 Grayson Cir, Union City, TN 38261
| Property Type | Single Family Home |
|---|---|
| Details | 8 ba · 5,163 sqft · built 2010 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Jan 2005) |
| Tax Bill | $6,046 (2018) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 066059M C 00400 |
| Primary APN | 066059M C 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 8 Baths |
|---|---|
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,163 sqft Living Area |
| 1st Floor Area | 3,646 sqft |
| Upper Floors Area | 1,806 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 300 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1,100 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,387 sqft |
| Patio Area | 280 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 101 GRAYSON CIR |
|---|---|
| City | UNION CITY |
| State | TN |
| Zip | 38261-5745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHMEADE 4 |
| Legal Subdivision | SOUTHMEADE |
| Legal Lot Number | 4 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 965700 |
Source: Obion County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 101 GRAYSON CIR, UNION CITY, TN 38261-5745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SIMMONS BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2005 · Amount on Record |
| Deed Sale | Jan 11, 2005 · Amount on Record |
| Prior Sale | Jun 23, 2003 · Amount on Record |
| Deed Document Number | 00026Q0138 |
| Deed Book / Page | 00026Q / 000138 |
| Last Transfer Date | Aug 19, 2024 |
| Transfer Doc | 000394/587 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 101 GRAYSON CIR, UNION CITY, TN 38261-5745 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 294/489 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 294/489 |
| Instrument | 69412 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | UNION CITY, TN 38261 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 29, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OBION TN |
| Property Address | 101 GRAYSON CIR, UNION CITY, TN 38261-5745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062475 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 257/465 |
| Instrument | 62475 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | UNION CITY, TN 38261 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 2, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Municipality | Union City |
| Unified School District | Union City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $253,300 (-) Land $10,000 Building $243,300 | ||
| 2023 | $253,300 (+54.97%) Land $10,000 Building $243,300 | $1,013,200 (+54.97%) Land $40,000 Building $973,200 | |
| 2022 | $163,450 Land $8,125 Building $155,325 | $653,800 Land $32,500 Building $621,300 | |
| 2018 | $6,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2015) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION CITY WATER DEPT serves 16,180 people · EPA ID TN0000720 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Union City Energy Authority Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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