Albany County and Guilderland Town property record for 101 Gray Rd, Altamont, NY 12009
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 972 sqft · built 1860 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 24.00-1-22 |
| Primary APN | 013089 24.00-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Porch Area | 56 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02400000010220000000 |
|---|---|
| Street Address | 101 GRAY RD |
| City | ALTAMONT |
| State | NY |
| Zip | 12009-5815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA5 |
| Legal Description | GRAY RD |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 14613 |
Source: Albany County and Guilderland Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 GRAY RD, ALTAMONT, NY 12009-5815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 13, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 101 GRAY RD, ALTAMONT, NY 12009-5815 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005874 |
|---|---|
| Date | May 25, 2021 |
| Instrument | R2021-15874 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 101 GRAY RD, ALTAMONT, NY 12009-5815 |
| Document Number | 0000009257 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 101 GRAY RD ALTAMONT NY 120095815, ALTAMONT, NY 12009-5815 |
| Document Number | 0000009257 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 9257 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 20, 2032 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,003.00 (+0.86%) Homeowner's exemption | $106,000 (-) Land $21,000 Building $85,000 | $141,333 (+13.33%) Land $28,000 Building $113,333 |
| 2023 | $106,000 (-) Land $21,000 Building $85,000 | $124,706 (+7.06%) Land $24,706 Building $100,000 | |
| 2022 | $106,000 Land $21,000 Building $85,000 | $116,484 Land $23,077 Building $93,407 | |
| 2021 | $1,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1999–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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