101 Graces Way, Gaffney, SC 29341 Property Records

Cherokee County property record for 101 Graces Way, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	1,779 sqft · built 2009
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Mar 2023)
Tax Bill	$5,618 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005131-23-3`

Property Details

APN / Parcel Number

Primary APN	`005131-23-3`
Alternative APNs	`0390000031128 00014181` `039-00-00-031.128` `005237223`

Interior

Stories	1 Story
Building Area	1,779 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Siding
Lot Area	26,572 sqft (0.61 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Old Parcel Number	0390000031128 00014181
Street Address	101 GRACES WAY
City	GAFFNEY
State	SC
Zip	29341-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101 GRACE'S WAY FM TOWNSEND $190,000 FM CLARK $280,000
Legal Subdivision	CHAMPION FERRY SUB
Legal Tract	OR
Legal Lot Number	28
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	2
Census Block	2023
Census Tract	970204

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	101 GRACES WAY, GAFFNEY, SC 29341-5651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jun 1, 2020	Grant Deed, Transfer BLUE RIDGE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Jun 8, 2009 · Amount on Record
Deed Document Number	202300001667
Deed Book / Page	158 / 1150
Record Updated	Jun 8, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Mar 24, 2023
Property Address	101 GRACES WAY, GAFFNEY, SC 29341-5651
Document Number	0001581150
Book / Page	158 / 1150
Map Reference	MB 20 PG 216
Instrument Date	Mar 23, 2023
Instrument	202300001667
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 GRACES WAY, GAFFNEY, SC 29341-5651

Mortgage

Document Number	202300001668
Date	Mar 24, 2023
Instrument	202300001668

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Apr 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.4%
Index	5-Year TN
Max Rate	11.4%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 1, 2020
Property Address	101 GRACES WAY, GAFFNEY, SC 29341-5651
Document Number	0001230202
Book / Page	000123 / 000202
Instrument Date	Apr 28, 2020
Instrument	2696
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 GRACES WAY GAFFNEY SC 293415651, GAFFNEY, SC 29341-5651

Mortgage

Document Number	1230206
Date	Jun 1, 2020
Book Page	000123/000206
Instrument	2697

Lender

Name	BLUE RIDGE BK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,618.00 (+522.84%)	$16,270 (+105.69%) Land $2,100 Building $14,170	$271,200 (+37.18%) Land $35,000 Building $236,200
2023	$902.00 (+4.64%)	$7,910 (-) Land $640 Building $7,270	$197,700 (-) Land $16,000 Building $181,700
2022	$862.00	$7,910 Land $640 Building $7,270	$197,700 Land $16,000 Building $181,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANIEL MORGAN WATER DISTRICT (1120001) serves 5,746 people · EPA ID SC1120001
Water Source	Purchased surface water from GRASSY POND WATER CO INC
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graces Way

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