101 Gilbert Dr, Rochester, NY 14609 Property Records

Monroe County and Irondequoit Town property record for 101 Gilbert Dr, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,522 sqft · built 1928
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$7,426 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263400 107.07-1-42`

Property Details

APN / Parcel Number

Primary APN	`263400 107.07-1-42`
Alternative APNs	`34001070700001042000` `02430000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,522 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	506 sqft
Game Room	Game Room

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	195 ft deep x 47.5 ft wide
Garage Type	Detached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	328 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02430000000
Street Address	101 GILBERT DR
City	ROCHESTER
State	NY
Zip	14609-3039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0050-14-07 FAIRVIEW LE51 00
Legal Subdivision	FAIRVIEW
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	3
Census Block	3014
Census Tract	11000

Owner

101 Gilbert Dr is owned and occupied by an individual.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	101 GILBERT DR, ROCHESTER, NY 14609-3039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 30, 2018	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	101 GILBERT DR, ROCHESTER, NY 14609-3039
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001006
Date	Aug 28, 2019
Book Page	28168/405
Instrument	201908281006

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	101 GILBERT DR, ROCHESTER, NY 14609-3039
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000652
Date	Feb 22, 2022
Book Page	29756/507
Instrument	202202220652

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	101 GILBERT DR, ROCHESTER, NY 14609-3039
Document Number	0000000409
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 GILBERT DR ROCHESTER NY 146093039, ROCHESTER, NY 14609-3039

Mortgage

Document Number	0000000409
Date	Nov 13, 2018
Book Page	027831/000379
Instrument	409

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 101 Gilbert Dr was $7,426 with exemptions applied, up 62.2% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	East Irondequoit Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,426.00 (+62.25%) Homeowner's exemption Senior Citizen's exemption
2025	$4,577.00	$180,000 Land $34,000 Building $146,000	$214,300 Land $40,479 Building $173,821
2023		$160,000 (+51.52%) Land $34,000 Building $126,000	$160,000 (+18.17%) Land $34,000 Building $126,000
2022		$105,600 Land $28,400 Building $77,200	$135,400 Land $36,414 Building $98,986
2021	$3,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Gilbert Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Gilbert Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance.

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