101 Gibson Ct, Buffalo, MN 55313 Property Records

Wright County property record for 101 Gibson Ct, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,560 sqft · built 2004
Lot Size	0.399 acres (17,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Nov 2023)
Tax Bill	$7,280 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-113-008030`

Property Details

APN / Parcel Number

Primary APN	`103-113-008030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	822 sqft
Finished Basement	822 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	17,408 sqft (0.399 acres)
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	78 sqft
Deck Area	Deck Area
Patio Area	950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 GIBSON CT
City	BUFFALO
State	MN
Zip	55313-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-06 TWP-119 RANGE-025 BUFFALO RUN ESTATES LOT-003 BLOCK-008 008
Legal Range	025
Legal Township	119
Legal Section	06
Legal Subdivision	BUFFALO RUN ESTATES
Legal Block	8
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	4
Census Block	4014
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 GIBSON CT, BUFFALO, MN 55313-2447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage SHERBURNE STATE BANK
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	20231601661
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 14, 2026
Property Address	101 GIBSON CT, BUFFALO, MN 55313-2447
Document Number	0001607454
Instrument Date	Jul 10, 2026
Instrument	20261607454
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191,647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 GIBSON CT, BUFFALO, MN 55313-2447

Mortgage

Document Number	0001607455,
Date	Jul 14, 2026
Instrument	20261607455

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 27, 2023
Property Address	101 GIBSON CT, BUFFALO, MN 55313-2447
Document Number	00A1543088
Instrument Date	Nov 22, 2023
Instrument	A1543088
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 GIBSON CT, BUFFALO, MN 55313-2447

Mortgage

Document Number	00A1543089
Date	Nov 27, 2023
Instrument	A1543089

Lender

Name	SHERBURNE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 17, 2020
Property Address	101 GIBSON CT, BUFFALO, MN 55313-2447
Document Number	0001421322
Instrument Date	Mar 13, 2020
Instrument	1421322
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,394.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 GIBSON CT, BUFFALO, MN 55313-2447

Mortgage

Document Number	0001421323
Date	Mar 17, 2020
Instrument	1421323

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,280.00 (+4.69%)	$595,300 (+4.84%) Land $85,000 Building $510,300	$595,300 (+4.84%) Land $85,000 Building $510,300
2025		$567,800 (-4.01%) Land $85,000 Building $482,800	$567,800 (-4.01%) Land $85,000 Building $482,800
2023	$6,954.00 (+5.78%)	$591,500 Land $100,000 Building $491,500	$591,500 Land $100,000 Building $491,500
2022	$6,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buffalo Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xtratyme Technologies.

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