101 Gibbs Rd, New Bern, NC 28560 Property Records

Craven County property record for 101 Gibbs Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,901 sqft · built 1970
Lot Size	0.851 acres (37,057 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Oct 2023)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-036-081`

Property Details

APN / Parcel Number

Primary APN	`7-036-081`
Alternative APNs	`132414` `136875`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,901 sqft Living Area
1st Floor Area	1,866 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,057 sqft (0.851 acres)
Pool Area	512 sqft
Boat House	730 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136875
Street Address	101 GIBBS RD
City	NEW BERN
State	NC
Zip	28560-7939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 153 RIVERVIEW HGTS
Legal Subdivision	RIVERVIEW HEIGHTS
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	1
Census Block	1002
Census Tract	961002

Owner

Source: Craven County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 GIBBS RD, NEW BERN, NC 28560-7939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 26, 2021	Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC
Mar 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	202310118973
Deed Book / Page	3780 / 244
Prior Transfer Date	Jan 12, 2006
Prior Transfer Doc	2408/0001
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 26, 2023
Property Address	101 GIBBS RD, NEW BERN, NC 28560-7939
Document Number	003780/244
Book / Page	3780 / 244
Map Reference	MB 8 PG 24
Instrument Date	Oct 13, 2023
Instrument	10118973
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 GIBBS RD, NEW BERN, NC 28560-7939

Mortgage

Document Number	0003780247
Date	Oct 26, 2023
Instrument	3780/247

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Margin	3
Max Rate	12.2%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 26, 2021
Property Address	101 GIBBS RD, NEW BERN, NC 28560-7939
Document Number	3650/1832
Book / Page	3650 / 1832
Map Reference	MB 8 PG 24
Instrument Date	Jan 7, 2021
Instrument	10068559
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4113 TANBARK DR NE, 4113, MARIETTA, GA 30066-2962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 GIBBS RD, NEW BERN, NC 28560-7939

Mortgage

Document Number	36501836
Date	Jan 26, 2021
Instrument	3650/1836

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	101 GIBBS RD, NEW BERN, NC 28560-7939
Transaction Type	Mortgage
Record Updated	Apr 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3563/1888
Date	Mar 14, 2019
Book Page	3563/1888
Instrument	10034952

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00 (+18.2%)	$856,350 (+36.17%) Land $316,250 Building $540,100	$856,350 (+36.17%) Land $316,250 Building $540,100
2023	$2,983.00 (-7.39%)	$628,890 (+16.38%) Land $316,250 Building $312,640	$628,890 (+16.38%) Land $316,250 Building $312,640
2022	$3,221.00	$540,380 Land $316,250 Building $224,130
2018			$540,380 Land $316,250 Building $224,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1996–2018)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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