Kenton County property record for 101 Garvey Ave, Elsmere, KY 41018
| Property Type | Other Improved |
|---|---|
| Details | 2,520 sqft · built 1890 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-21-009.00 |
| Primary APN | 003-40-21-009.00 |
|---|
| Units | 8 Units |
|---|---|
| Building Area | 2,520 sqft Finished Area |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 101 ft deep x 42.9 ft wide |
| Street Address | 101 GARVEY AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-2173 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | SOUTH ERLANGER PT LOT 1699 42.94'X 101.66' IRREG SEC GARVEY & CROSS |
| Legal Subdivision | SOUTH ERLANGER |
| Legal Lot Number | 1699 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 65700 |
Source: Kenton County records · APN 003-40-21-009.00
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5444 CREEKRIDGE CT, TAYLOR MILL, KY 41015-4490 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 13, 2026 | Intrafamily Transfer, Transfer |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 11, 2026 |
| Transfer Doc | 0000005094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 13, 2026 |
| Property Address | 101 GARVEY AVE, ELSMERE, KY 41018-2173 |
| Document Number | 0000005094 |
| Book / Page | 399 / 959 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 26059000005094 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5444 CREEKRIDGE CT, TAYLOR MILL, KY 41015-4490 |
| Name | Verified Name |
|---|---|
| Address | 5444 CREEKRIDGE CT, TAYLOR MILL, KY 41015-4490 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 101 GARVEY AVE, ELSMERE, KY 41018-2173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900154 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 355/704 |
| Instrument | 22033105900154 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 (+1.33%) | $140,500 (-) Land $18,500 Building $122,000 | $140,500 (-) Land $18,500 Building $122,000 |
| 2023 | $2,106.00 | $140,500 Land $18,500 Building $122,000 | $140,500 Land $18,500 Building $122,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 558 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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