Charles County property record for 101 Garner Ave, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,964 sqft · built 1969 |
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,900 (Jun 2018) |
| Tax Bill | $11,638 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-001386 |
| Primary APN | 06-001386 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 2,372 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,280 sqft (0.236 acres) |
| Deck Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 001386 |
|---|---|
| Street Address | 101 GARNER AVE |
| City | WALDORF |
| State | MD |
| Zip | 20602-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L 12 B 25 S 3 C CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 25 |
| Legal Lot Number | 12 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 850902 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 GARNER AVE, WALDORF, MD 20602-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 12, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jun 29, 2018 | Grant Deed, Transfer NAVY FCU |
| Dec 26, 2017 | Grant Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Dec 26, 2017 · Amount on Record |
| Deed Book / Page | 10316 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 101 GARNER AVE, WALDORF, MD 20602-2931 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0118830265 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 11883/265 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 101 GARNER AVE, WALDORF, MD 20602-2931 |
| Document Number | 0108200125 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 GARNER AVE WALDORF MD 206022931, WALDORF, MD 20602-2931 |
| Document Number | 0108200125 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 010820/000125 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 101 GARNER AVE, WALDORF, MD 20602-2931 |
| Document Number | 0103160109 |
| Book / Page | 010316 / 000109 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | CAPITOL TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 GARNER AVE WALDORF MD 206022931, WALDORF, MD 20602-2931 |
| Document Number | 103160116 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 010316/000116 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 26, 2017 |
| Property Address | 101 GARNER AVE, WALDORF, MD 20602-2931 |
| Document Number | 0101130339 |
| Book / Page | 010113 / 000339 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1945 WALDORF MD 206041945, WALDORF, MD 20604-1945 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $402,467 (+17.1%) | $417,000 (+11.68%) Land $125,000 Building $292,000 | |
| 2025 | $11,638.00 (+139.91%) | ||
| 2023 | $4,851.00 | $343,700 | $373,400 Land $125,000 Building $248,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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