101 Garfield St, Geneva, IL 60134 Property Records

Kane County property record for 101 Garfield St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,131 sqft · built 1898
Lot Size	0.362 acres (15,750 sqft)
Owner	2 Individual Names on File
Last Sale	$491,000 (Dec 2021)
Tax Bill	$13,069 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-311-004`

Property Details

APN / Parcel Number

Primary APN	`12-02-311-004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,131 sqft Living Area
Gross Area	2,563 sqft
Basement Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Traditional
Lot Area	15,750 sqft (0.362 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Water Source	Commercial

Location & Zoning

Street Address	101 GARFIELD ST
City	GENEVA
State	IL
Zip	60134-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD & BAIRDS ADD AS AMENDED BY IRA MINARD - LOT 10 & WLY 45 FT OF LOT 9 BLK 6
Legal Subdivision	HOWARD&BAIRDS ADD
Legal Block	6
Legal Lot Number	10,9
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5017
Census Tract	852500

Owner

101 Garfield St is owned and occupied by two individuals who bought it in December 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 GARFIELD ST, GENEVA, IL 60134-2311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Mar 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage CORNERSTONE NATIONAL BANK & TRUST CO
Aug 25, 2020	Deed of Trust, Construction Loan · Line of Credit CENTRUST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on File
Deed Sale	Dec 14, 2021 · Amount on File
Prior Sale	Oct 1, 2015 · Amount on File
Deed Document Number	202192622
Prior Transfer Date	Oct 31, 2006
Prior Transfer Doc	0000131505
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 14, 2021
Property Address	101 GARFIELD ST, GENEVA, IL 60134-2311
Document Number	0000092622
Instrument Date	Oct 25, 2021
Instrument	2021K092622
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$491.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	711 DODSON ST, 711, GENEVA, IL 60134-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	136 E JACKSON ST, OSWEGO, IL 60543-9588

Mortgage

Document Number	0000092623
Date	Dec 14, 2021
Instrument	2021K092623

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	101 GARFIELD ST, GENEVA, IL 60134-2311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038960
Date	Jul 27, 2017
Instrument	2017K038960

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	417 Months
Due	Apr 7, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	101 GARFIELD ST, GENEVA, IL 60134-2311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010666
Date	Mar 8, 2018
Instrument	2018K010666

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST CO
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 25, 2020
Property Address	101 GARFIELD ST, GENEVA, IL 60134-2311
Document Number	0000048141
Instrument Date	Jul 29, 2020
Instrument	48141
Transaction Type	Construction Loan
Record Updated	Sep 14, 2020
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 DODSON ST GENEVA IL 601341514, GENEVA, IL 60134-1514

Mortgage

Document Number	0000048141
Date	Aug 25, 2020
Instrument	48141

Lender

Name	CENTRUST BK NA
Type	Bank
Address	NORTHBROOK, IL 60062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 24, 2021

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 101 Garfield St was $13,069 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,069.00 Homeowner's exemption	$188,951 (+8.5%) Land $48,161 Building $140,790	$567,080 (+8.5%) Land $144,541 Building $422,539
2024		$174,148 Land $44,388 Building $129,760	$522,653 Land $133,217 Building $389,436
2022	$13,142.00 (-10.6%) Homeowner's exemption	$163,407 (-6.25%) Land $37,496 Building $125,911	$490,221 (-6.25%) Land $112,488 Building $377,733
2021	$14,700.00	$174,310 Land $36,102 Building $138,208	$522,930 Land $108,306 Building $414,624

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 Garfield St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Garfield St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures