101 Gardenview Dr, Winchester, IN 47394 Property Records

Randolph County property record for 101 Gardenview Dr, Winchester, IN 47394

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,220 sqft · built 2003
Lot Size0.04 acres (1,767 sqft)
OwnerCompany Name on Record
Tax Bill$1,352 (2025)
Deeds & MortgagesAug 2020 Mortgage
Oct 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN021-03111-61

Property Details

APN / Parcel Number

Primary APN021-03111-61
Alternative APNs
  • 68-09-28-100-057.101-021
  • 00000019465

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area1,220 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area1,767 sqft (0.04 acres)
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000019465
Street Address101 GARDENVIEW DR
CityWINCHESTER
StateIN
Zip47394-8205
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUMMERS POINTE CONDO GARDEN VIEW DR UNIT 101
Legal SubdivisionGARDENVIEW DRIVE
JurisdictionRANDOLPH IN
Township / Civil DivisionWHITE RIVER
Census Block Group3
Census Block3033
Census Tract951700

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK OF INDIANA
Oct 27, 2022Intrafamily Transfer, Transfer
Jun 3, 2019Deed of Trust, Mortgage · ARM
MERCHANTS BANK OF INDIANA
May 16, 2019Affidavit, Transfer
Feb 21, 2019Personal Representative Deed, Transfer · Line of Credit
MERCHANTS BANK OF INDIANA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2022
Deed SaleOct 27, 2022
Prior SaleFeb 21, 2019 · Amount on Record
Deed Document Number20225043
Prior Transfer DateMay 14, 2019
Prior Transfer Doc20191592
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IN
Property Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020203181
DateAug 10, 2020
Instrument20203181
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateSep 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5%
Index1-Year LIBOR
Max Rate8%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRANDOLPH IN
Recording DateOct 27, 2022
Property Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205
Document Number0020225043
Map ReferenceDOC 20033034
Instrument DateOct 25, 2022
Instrument20225043
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IN
Property Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20191737
DateJun 3, 2019
Instrument20191737
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
AddressCARMEL, IN 46032
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.75%
Index1-Year LIBOR
Max Rate9.75%

May 2019: Affidavit, Transfer

Document TypeAffidavit
JurisdictionRANDOLPH IN
Recording DateMay 16, 2019
Property Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205
Document Number20191592
Map ReferenceDOC 20026334
Instrument DateMay 14, 2019
Instrument20191592
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205

February 2019: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionRANDOLPH IN
Recording DateFeb 21, 2019
Property Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205
Document Number20190483
Map ReferenceDOC20026334
Instrument DateFeb 19, 2019
Instrument20190483
Transaction TypeTransfer
Record UpdatedDec 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 GARDENVIEW DR, WINCHESTER, IN 47394-8205

Mortgage

Document Number20190484
DateFeb 21, 2019
Instrument20190484
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueFeb 19, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyRandolph County
County SubdivisionWhite River Township
MunicipalityWinchester City
Unified School DistrictRandolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,352.00 Homeowner's exemption$102,300 (-0.1%) Building $102,300$102,300 (-0.1%) Building $102,300
2023$102,400 (-2.29%) Building $102,400$102,400 (-2.29%) Building $102,400
2022$539.00$104,800 Building $104,800$104,800 Building $104,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2005–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WINCHESTER
private · serves 5,405 people · EPA ID IN5268003
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
NLBC
Fixed Wireless · Fiber in parts of the area
1,000 / 200
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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