Norfolk County and Needham Town property record for 101 Garden St, Needham, MA 02492 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,080,000 (2013) |
| Tax Bill | $18,391.00 (2025) |
| Primary APN | M:0520003400000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,444 sqft Gross Area |
| 1st Floor | 1,308 sqft 1st Floor |
| Basement Area | 1,308 sqft Basement |
| Unfinished Basement | 558 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 101 GARDEN ST |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-2029 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | NEEDHAM |
| Legal Block | 34 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 457200 |
Source: Norfolk County and Needham Town records · APN M:0520003400000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 GARDEN ST, NEEDHAM, MA 02492-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| May 31, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 06, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2013 · Amount on Record |
| Deed Sale | Apr 03, 2013 · Amount on Record |
| Prior Sale | Jun 21, 2004 · Amount on Record |
| Deed Book / Page | 31202 / 265 |
| Transfer Doc | 0000015375 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 101 GARDEN ST, NEEDHAM, MA 02492-2029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0040680-23 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 40680/23 |
| Instrument | 62216 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 101 GARDEN ST, NEEDHAM, MA 02492-2029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039024-471 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 39024/471 |
| Instrument | 21624 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 101 GARDEN ST, NEEDHAM, MA 02492-2029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041220-35 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 41220/35 |
| Instrument | 32412 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 101 GARDEN ST, NEEDHAM, MA 02492-2029 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042879-20 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 42879/20 |
| Instrument | 2186 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 101 GARDEN ST, NEEDHAM, MA 02492-2029 |
| Document Number | 36145-427 |
| Instrument Date | Jul 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 101 GARDEN ST NEEDHAM MA 024922029, NEEDHAM, MA 02492-2029 |
| Document Number | 36145-427 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 036145/000427 |
| Instrument | 60957 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,391.00 (-0.53%) | $1,735,000 (+22.36%) Land $783,100 Building $951,900 | $1,884,135 (-16.68%) |
| 2024 | $2,261,285 | ||
| 2023 | $18,489.00 | $1,417,900 Land $495,600 Building $922,300 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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