Calhoun County property record for 101 Gaines St, Vardaman, MS 38878
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,290 sqft · built 1992 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $617 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2101120600011 |
| Primary APN | 2101120600011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,290 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Built-Up Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Utility Building | 100 sqft |
| Street Address | 101 GAINES ST |
|---|---|
| City | VARDAMAN |
| State | MS |
| Zip | 38878-9231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT PT A & PT 2 BLK B E VARD |
| Legal Block | B |
| Legal Lot Number | A |
| Jurisdiction | CALHOUN MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950400 |
101 Gaines St is owned and occupied by an individual who acquired it in April 2021.
Source: Calhoun County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 101 GAINES ST, VARDAMAN, MS 38878-9231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 27, 2021 | Warranty Deed, Transfer |
| Aug 30, 2018 | Deed of Trust, Mortgage · FHA Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 |
| Deed Sale | Apr 27, 2021 |
| Deed Document Number | 0002021891 |
| Deed Book / Page | 2021 / 891 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 101 GAINES ST, VARDAMAN, MS 38878-9231 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5240 HIGHWAY 9 N, PONTOTOC, MS 38863-7265 |
| Document Number | 427/700 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 427/700 |
| Instrument | 2021000892 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALHOUN MS |
| Recording Date | Apr 27, 2021 |
| Property Address | 101 GAINES ST, VARDAMAN, MS 38878-9231 |
| Document Number | 000259/599 |
| Book / Page | 259 / 599 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021000891 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 268 COUNTY ROAD 380, 268, CALHOUN CITY, MS 38916-7145 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 GAINES ST, VARDAMAN, MS 38878-9231 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MS |
| Property Address | 101 GAINES ST, VARDAMAN, MS 38878-9231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 101 GAINES ST, VARDAMAN, MS 38878-9231 |
| Document Number | 403/506 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 403/506 |
| Instrument | 2018001888 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 101 Gaines St was $617.
Source: Calhoun County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Calhoun County |
| Municipality | Vardaman Town |
| Unified School District | Calhoun County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $617.00 | $6,922 Land $600 Building $6,322 | $69,218 Land $6,000 Building $63,218 |
| 2023 | $823.00 | $6,922 Land $600 Building $6,322 | $69,218 Land $6,000 Building $63,218 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Gaines St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Gaines St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF VARDAMAN serves 1,610 people · EPA ID MS0070019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 14 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NT Spark Fiber | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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