101 Front St, Vineyard Haven, MA 02568 Property Records

Dukes County and Oak Bluffs Town property record for 101 Front St, Vineyard Haven, MA 02568

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 917 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2019)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0021 B:0024 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0021 B:0024 L:000`
Alternative APN	`3110`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	917 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3110
Street Address	101 FRONT ST
City	VINEYARD HAVEN
State	MA
Zip	02568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5025
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2489, VINEYARD HAVEN, MA 02568-0921
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · ARM MARTHAS VINEYRD CP BANK
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MARTHA VINEYARD SAVING BANK
Aug 16, 2019	Quit Claim Deed, Transfer MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	20194474
Deed Book / Page	1503 / 521
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Recording Date	May 4, 2026
Property Address	101 FRONT ST, VINEYARD HAVEN, MA 02568
Document Number	001735-656
Book / Page	1735 / 656
Instrument Date	Apr 17, 2026
Instrument	20261972
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001972,
Date	May 4, 2026
Book Page	1735/656
Instrument	20261972

Lender

Name	MARTHAS VINEYRD CP BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2031
Index	1-Year CMT
Margin	3
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	101 FRONT ST, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001580-65
Date	May 25, 2021
Book Page	1580/65
Instrument	4248

Lender

Name	MARTHA VINEYARD SAVING BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Aug 16, 2019
Property Address	101 FRONT ST, OAK BLUFFS, MA 02557
Document Number	1503-521
Book / Page	001503 / 000521
Instrument Date	Jun 25, 2019
Instrument	4474
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$752.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2489 VINEYARD HAVEN MA 025680921, VINEYARD HAVEN, MA 02568-0921

Mortgage

Document Number	1503-525
Date	Aug 16, 2019
Book Page	001503/000525
Instrument	4475

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,138.00 (-2.06%)	$819,500 (+1.45%) Land $360,000 Building $459,500
2024	$4,225.00 (+0.14%)	$807,800 (+1.1%) Land $327,100 Building $480,700
2023	$4,219.00	$799,000 Land $317,800 Building $481,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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