101 Front St, Apt 5, Key West, FL 33040 Property Records

Monroe County property record for 101 Front St, Apt 5, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,140 sqft · built 1995
Lot Size0.02 acres (855 sqft)
OwnerCompany Name on File
Last Sale$999,000 (May 2021)
Tax Bill$9,594 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00004590-002205

Property Details

APN / Parcel Number

Primary APN00004590-002205
Alternative APNs
  • 01010100004590002205
  • 8861788

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeBrick
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area855 sqft (0.02 acres)

Exterior Amenities

PorchUnfinished Open Porch
Porch Area143 sqft
Deck Area57 sqft
Patio Area57 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8861788
Street Address101 FRONT ST, 5
CityKEY WEST
StateFL
Zip33040-8375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHPRD
Legal DescriptionKW PT LOTS 2 AND 3 SQR 28 (A/K/A UNIT 5 BLDG 7 - THE FOUNDRY) OR1334-2453/56 OR1346-1914/16 OR2605-1400/05 OR2719-979/81 OR2753-1405/09 OR3099-1723
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionFOUNDRY
Legal Lot Number2,3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2044
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the US Naval Station
listed 1984 · 22 contributing resources · NRIS 84000915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 Front St, Apt 5 is owned by a company that bought it in May 2021.

Source: Monroe County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address485 KINDERHOOK RD, COLUMBIA, PA 17512-9427
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on File
Deed SaleMay 24, 2021 · Amount on File
Prior SaleDec 17, 2014 · Amount on File
Deed Document Number20212321225
Deed Book / Page3099 / 1723
Prior Transfer DateNov 19, 2012
Prior Transfer Doc0026051400
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 24, 2021
Property Address101 FRONT ST APT 5, 5, KEY WEST, FL 33040-8375
Document Number0030991723
Book / Page3099 / 1723
Instrument DateMay 17, 2021
Instrument2321225
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyMIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,993.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address60 FOSTERTOWN RD, 60, MEDFORD, NJ 08055-9510

Transferred To (Grantee/Buyer)

NameVerified Name
Address485 KINDERHOOK RD, COLUMBIA, PA 17512-9427

Mortgage

Document Number30991727
DateMay 24, 2021
Instrument3099/1727
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,159,024 Land $698,250 Building $460,774$1,159,024 Land $698,250 Building $460,774
2024$9,594.00 (+5.26%)
2023$9,115.00 (+14.42%)$1,094,885 (+20.16%) Land $661,500 Building $433,385$1,094,885 (+20.16%) Land $661,500 Building $433,385
2022$7,966.00$911,165 Land $546,000 Building $365,165$911,165 Land $546,000 Building $365,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Front St, Apt 5 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Front St, Apt 5 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Front St

Nearby Streets

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