101 Front St, Apt 24, Key West, FL 33040 Property Records

Monroe County property record for 101 Front St, Apt 24, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,216 sqft · built 1995
Lot Size	0.018 acres (779 sqft)
Owner	Company Name on File
Last Sale	$965,000 (Sep 2020)
Tax Bill	$9,116 (2024)
Deeds & Mortgages	Apr 2021 Transfer Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00004590-002224`

Property Details

APN / Parcel Number

Primary APN	`00004590-002224`
Alternative APNs	`01010100004590002224` `8861974`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Ceramic Tile
Interior Walls	Wood

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	779 sqft (0.018 acres)
Lot Dimensions	49 ft deep x 16 ft wide

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	143 sqft
Deck Area	33 sqft
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8861974
Street Address	101 FRONT ST, 24
City	KEY WEST
State	FL
Zip	33040-8376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HPRD
Legal Description	KW PT LOTS 2 AND 3 SQR 28 (A/K/A UNIT 24 BLDG 7 - THE FOUNDRY) OR1338-2053/6 OR1511-1506/07 OR2598-577/79 OR2744-752/53 OR2751-1296/98 OR2904-1481/83 OR3043-718 OR3043-721 OR3090-0666
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	ISLAND/KEY WEST
Legal Lot Number	2,3
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2044
Census Tract	972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the US Naval Station listed 1984 · 22 contributing resources · NRIS 84000915

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

101 Front St, Apt 24 is owned by a company that bought it in September 2020.

Source: Monroe County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	4000 WEGMANS DR, 200, BETHLEHEM, PA 18017-9223
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Quit Claim Deed, Transfer MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Sep 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Document Number	20202281124
Deed Book / Page	3043 / 721
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	0027511296
Record Updated	Jun 8, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Apr 16, 2021
Property Address	101 FRONT ST APT 24, 24, KEY WEST, FL 33040-8376
Document Number	0030900666
Book / Page	3090 / 666
Instrument Date	Apr 14, 2021
Instrument	2314659
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1772 RHINE PL, 1772, EASTON, PA 18045-5423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WEGMANS DRIVE, BETHLEHEM, PA

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 10, 2020
Property Address	101 FRONT ST APT 24, 24, KEY WEST, FL 33040-8376
Document Number	0030430721
Book / Page	3043 / 721
Instrument Date	Aug 31, 2020
Instrument	2281124
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 WORTHDALE CT, 2, GREENSBORO, NC 27408-3636

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1772 RHINE PL, EASTON, PA 18045-5423

Mortgage

Document Number	3043725
Date	Sep 10, 2020
Instrument	3043/725

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 10, 2020
Property Address	101 FRONT ST APT 24, 24, KEY WEST, FL 33040-8376
Document Number	0030430718
Book / Page	003043 / 000718
Instrument Date	Aug 31, 2020
Instrument	2281123
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 WORTHDALE CT GREENSBORO NC 274083636, GREENSBORO, NC 27408-3636

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 2, 2018
Property Address	101 FRONT ST APT 24, 24, KEY WEST, FL 33040-8376
Document Number	0029041481
Book / Page	002904 / 001481
Instrument Date	May 2, 2018
Instrument	2167234
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 WORTHDALE CT GREENSBORO NC 274083636, GREENSBORO, NC 27408-3636

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,154,891 Land $671,650 Building $483,241	$1,154,891 Land $671,650 Building $483,241
2024	$9,116.00 (+5.16%)
2023	$8,669.00 (+17.66%)	$1,091,253 (+30.11%) Land $636,300 Building $454,953	$1,091,253 (+30.11%) Land $636,300 Building $454,953
2022	$7,368.00	$838,717 Land $455,551 Building $383,166	$838,717 Land $455,551 Building $383,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Front St, Apt 24 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 307 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	746 units insured incl. 439 condo units
Nearby Flood Claims	53 (2005–2017)
Claims Outside the SFHA	5 of 53
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 50 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 101 Front St, Apt 24 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures