Montgomery County property record for 101 Four Winds Estates Dr, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,060 sqft |
| Lot Size | 0.921 acres (40,162 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $250 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-00-00-022.01 |
| Primary APN | 018-00-00-022.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,162 sqft (0.921 acres) |
| Lot Dimensions | 170 ft deep x 254 ft wide |
| Deck Area | 300 sqft |
| Account Number | 654107 |
|---|---|
| Street Address | 101 FOUR WINDS ESTATES DR |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-8210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR WINDS ESTS LOTS 1 & 2 & HOUSE |
| Legal Subdivision | FOUR WINDS ESTS |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | JEFFERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 920500 |
101 Four Winds Estates Dr, a single family home, is owned by an individual.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3500 LAREDO DR APT 47, 47, LEXINGTON, KY 40517-2133 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000346454 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 101 Four Winds Estates Dr was $250.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $250.00 | $23,000 | $23,000 |
| 2023 | $247.00 | $23,000 | $23,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Four Winds Estates Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1996–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jul 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Four Winds Estates Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEVEE RD WATER ASSOCIATION INC private · serves 2,471 people · EPA ID KY0870246 |
|---|---|
| Water Source | Purchased surface water from MT STERLING WATER WORKS |
| Last State Inspection | Mar 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| KyWiFi Fixed Wireless | 25 / 15 |
May also be available: AT&T, Verizon.
5G and 4G LTE (outdoors only)
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