Middlesex County and Watertown City property record for 101 Forest St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,464 sqft · built 1957 |
| Lot Size | 0.123 acres (5,342 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $975,000 (May 2024) |
| Tax Bill | $11,377 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Jul 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9010-01 |
| Primary APN | 9010-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| Gross Area | 2,484 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,342 sqft (0.123 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5084 |
|---|---|
| Street Address | 101 FOREST ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Subdivision | WATERTOWN |
| Legal Block | 15A |
| Legal Lot Number | 2 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 370103 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 FOREST ST, WATERTOWN, MA 02472-3733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Jul 21, 2023 | Redemption Deed, Transfer |
| May 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CCG FUND 1 LLC |
| Oct 23, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2024 · Amount on Record |
| Deed Sale | May 21, 2024 · Amount on Record |
| Prior Sale | Oct 23, 2020 · Amount on Record |
| Deed Document Number | 202452440 |
| Deed Book / Page | 82793 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 101 FOREST ST, WATERTOWN, MA 02472-3733 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 083981-185 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 83981/185 |
| Instrument | 40338 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2040 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jul 21, 2023 |
| Property Address | 101 FOREST ST, WATERTOWN, MA 02472-3733 |
| Document Number | 081802-288 |
| Book / Page | 81802 / 288 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 81210 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 101 FOREST ST, WATERTOWN, MA 02472-3733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00081590-1 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 81590/1 |
| Instrument | 56273 |
| Name | CCG FUND 1 LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Oct 23, 2020 |
| Property Address | 101 FOREST ST, WATERTOWN, MA 02472-3733 |
| Document Number | 75964-317 |
| Book / Page | 75964 / 317 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 194256 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PARK ST, LEOMINSTER, MA 01453-5641 |
| Document Number | 194257 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 194257 |
| Name | MAIN STREET LENDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,377.00 (+6.33%) | $932,500 (+1.79%) Land $472,000 Building $460,500 | $915,410 (+0.88%) |
| 2025 | $10,700.00 (+40.62%) | $916,100 (+40.87%) Land $472,000 Building $444,100 | $907,440 (-0.02%) |
| 2024 | $7,609.00 (-11.05%) | $650,300 (+3.24%) Land $444,900 Building $205,400 | $907,630 |
| 2023 | $8,554.00 | $629,900 Land $430,600 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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