101 Flatrock Pastures, Cramerton, NC 28032 Property Records

Gaston County property record for 101 Flatrock Pastures, Cramerton, NC 28032

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,908 sqft · built 1987
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Mar 2004)
Tax Bill$4,047 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN196242

Property Details

APN / Parcel Number

Primary APN196242
Alternative APN
  • 3985391

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,908 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area3,920 sqft (0.09 acres)
PorchPorch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address101 FLATROCK PASTURES
CityCRAMERTON
StateNC
Zip28032-1650
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal DescriptionFLAT ROCK PASTURES BLDG 1 UNIT A 16 006 020 00 000
Legal SubdivisionFLAT ROCK PASTURES CONDOMINIUMS
Legal UnitA-1
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group2
Census Block2003
Census Tract32508

Owner

101 Flatrock Pastures, a condominium, is owned and occupied by an individual who bought it in March 2004.

Source: Gaston County records, as of August 31, 2026

Owner of RecordIndividual Name on File
Mailing Address101 FLATROCK PASTURES, CRAMERTON, NC 28032-1650
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FIDELITY BANK
Sep 10, 2019Loan Modification, Mortgage · Conventional Mortgage
FIDELITY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2004 · Amount on File
Deed SaleMar 30, 2004 · Amount on File
Deed Book / Page3963 / 400
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address101 FLATROCK PASTURES, CRAMERTON, NC 28032-1650
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 FLATROCK PASTURES, CRAMERTON, NC 28032-1650

Mortgage

Document Number0054132040
DateMay 31, 2023
Book Page5413/2040
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address101 FLATROCK PASTURES, CRAMERTON, NC 28032-1650
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052221897
DateApr 28, 2021
Book Page5222/1897
Lender
NameTHE FIDELITY BANK
TypeBank
AddressCARY, NC 27511
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGASTON NC
Property Address101 FLATROCK PASTURES, CRAMERTON, NC 28032-1650
Document Number0050662106
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address101 HIDDEN PASTURES DR CRAMERTON NC 280321640, CRAMERTON, NC 28032-1640

Mortgage

Document Number0050662106
DateSep 12, 2019
Book Page005066/002106
Lender
NameFIDELITY BK
TypeBank
AddressFUQUAY VARINA, NC 27526
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 101 Flatrock Pastures was $4,047.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,047.00$393,390 Building $393,390
2023$4,150.00$393,390 Building $393,390
2021$245,160 Building $245,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Flatrock Pastures in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Flatrock Pastures is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGS GRANT S/D
private · serves 460 people · EPA ID NC0136211
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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