Madison County property record for 101 Fireside Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,000 (Jul 2021) |
| Tax Bill | $1,989 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081-013B-0046 |
| Primary APN | 0081-013B-0046 |
|---|---|
| Alternative APNs |
|
| Lot Area | 44,867 sqft (1.03 acres) |
|---|
| Account Number | 60892 |
|---|---|
| Street Address | 101 FIRESIDE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-6502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILSHIRE WALK LOT 46 |
| Legal Subdivision | WILSHIRE WALK |
| Legal Phase | 11 |
| Legal Lot Number | 46 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 11001 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 FIRESIDE DR, RICHMOND, KY 40475-6502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Apr 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jul 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Nov 23, 2009 · Amount on Record |
| Deed Document Number | 202114045492 |
| Deed Book / Page | 809 / 17 |
| Prior Transfer Date | Jul 15, 2021 |
| Prior Transfer Doc | 000D809/17 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 101 FIRESIDE DR, RICHMOND, KY 40475-6502 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1333 TRAVIS DR, RICHMOND, KY 40475-7803 |
| Document Number | 00M2229/77 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | M2229/77 |
| Instrument | 2014141359 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 101 FIRESIDE DR, RICHMOND, KY 40475-6502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M2154/95 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | M2154/95 |
| Instrument | 2014088441 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 26, 2021 |
| Property Address | 101 FIRESIDE DR, RICHMOND, KY 40475-6502 |
| Document Number | 000D809/17 |
| Book / Page | D809 / 17 |
| Map Reference | CAB 25 SL 111 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021045492 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 101 FIRESIDE DR, RICHMOND, KY 40475-6502 |
| Document Number | 2014045496 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2014045496 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,989.00 (+16.52%) | $211,000 (+19.89%) | $211,000 (+19.89%) |
| 2023 | $1,707.00 | $176,000 | $176,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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