101 Ferry Rd, Geneseo, IL 61254 Property Records

Whiteside County property record for 101 Ferry Rd, Geneseo, IL 61254

Property Summary

Property TypeSingle Family Home
Lot Size12 acres (522,720 sqft)
OwnerIndividual Name on Record
Last Sale$92,500 (Aug 2017)
Tax Bill$1,336 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Aug 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1933400009

Property Details

APN / Parcel Number

Primary APN1933400009
Alternative APN
  • 107586

Exterior

Architectural StyleMobile Home
Lot Area522,720 sqft (12 acres)

Location & Zoning

Account Number107586
Street Address101 FERRY RD
CityGENESEO
StateIL
Zip61254-8480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 SE SEC 33 TWP 19 RNG 3 48500X
Legal Range03E
Legal Township19N
Legal Section33
Legal Lot Number11
JurisdictionWHITESIDE IL
Township / Civil DivisionPORTLAND
Census Block Group2
Census Block2097
Census Tract700

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address87 SPRUCE DR, COLONA, IL 61241-8811
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2017Deed of Trust, Mortgage · Line of Credit
ASCENTRA CU
Aug 2, 2017Warranty Deed, Transfer · Conventional Mortgage
ASCENTRA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2017 · Amount on Record
Deed SaleAug 2, 2017 · Amount on Record
Prior SaleJun 26, 2009 · Amount on Record
Deed Document Number20174446
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address101 FERRY RD, GENESEO, IL 61254-8480
Document Number0000004448
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedAug 7, 2017
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 FERRY RD GENESEO IL 612548480, GENESEO, IL 61254-8480

Mortgage

Document Number0000004448
DateAug 2, 2017
Instrument4448
Lender
NameASCENTRA CU
TypeCredit Union
AddressBETTENDORF, IA 52722-0019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2037
Interest
Rate TypeAdjustable Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateAug 2, 2017
Property Address101 FERRY RD, GENESEO, IL 61254-8480
Document Number0000004446
Instrument DateJul 26, 2017
Instrument4446
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$138.75
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 FERRY RD GENESEO IL 612548480, GENESEO, IL 61254-8480

Mortgage

Document Number4447
DateAug 2, 2017
Instrument4447
Lender
NameASCENTRA CU
TypeCredit Union
AddressBETTENDORF, IA 52722
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionPortland Township
Unified School DistrictErie Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,336.00 (-24.26%)$23,690 (-17.1%) Land $18,306 Building $5,384
2024$71,070 (-17.1%) Land $54,918 Building $16,152
2022$1,764.00$28,576 Land $15,129 Building $13,447$85,728 Land $45,387 Building $40,341

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1986–2026)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Strada Communications
Fiber
1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferry Rd

Nearby Streets

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