101 Esplanade Ct, Moyock, NC 27958 Property Records

Currituck County property record for 101 Esplanade Ct, Moyock, NC 27958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,672 sqft · built 2020
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$394,500 (May 2020)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8041-19-7713`

Property Details

APN / Parcel Number

Primary APN	`8041-19-7713`
Alternative APNs	`022L00000160000` `000154435` `8041-19`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,672 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000154435
Street Address	101 ESPLANADE CT
City	MOYOCK
State	NC
Zip	27958-6504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT 16 WATERLEIGH PH 1 (P/170)
Legal Subdivision	WATERLEIGH
Legal Phase	1
Legal Lot Number	16
Jurisdiction	CURRITUCK NC
Township / Civil Division	MOYOCK
Census Block Group	2
Census Block	2009
Census Tract	110202

Owner

101 Esplanade Ct is owned and occupied by two individuals who bought it in May 2020.

Source: Currituck County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 ESPLANADE CT, MOYOCK, NC 27958-6504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 14, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 21, 2018	Grant Deed, Construction Loan · Line of Credit VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	2020351273
Deed Book / Page	1535 / 296
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	101 ESPLANADE CT, MOYOCK, NC 27958-6504
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016310802
Date	Jun 18, 2021
Book Page	1631/802
Instrument	365766

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 14, 2020
Property Address	101 ESPLANADE CT, MOYOCK, NC 27958-6504
Document Number	0015350296
Book / Page	1535 / 296
Map Reference	CAB P SL 170-173
Instrument Date	Apr 15, 2020
Instrument	351273
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,734.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 56080, VIRGINIA BEACH, VA 23456-1080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ESPLANADE CT, MOYOCK, NC 27958-6504

Mortgage

Document Number	0000351274
Date	May 14, 2020
Instrument	351274

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 21, 2018
Property Address	101 ESPLANADE CT, MOYOCK, NC 27958-6504
Document Number	0014670181
Book / Page	001467 / 000181
Instrument Date	Dec 17, 2018
Instrument	340139
Transaction Type	Construction Loan
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,919.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 56080 VIRGINIA BEACH VA 234561080, VIRGINIA BEACH, VA 23456-1080
Investor	Possibly a Property Investor

Mortgage

Document Number	14670183
Date	Dec 21, 2018
Book Page	001467/000183
Instrument	340140

Lender

Name	VIRGINIA CU
Type	Credit Union
Address	1435 CROSSWAYS BLVD # 101, CHESAPEAKE, VA 23320-2896

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 Esplanade Ct was $2,648, down 0.4% from the year before.

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 (-0.38%)	$378,400 (-) Land $76,400 Building $302,000
2024	$2,658.00 (+9.74%)	$378,400 (-) Land $76,400 Building $302,000
2023	$2,422.00 (+18.96%)	$378,400 (-) Land $76,400 Building $302,000	$378,400 (-) Land $76,400 Building $302,000
2022	$2,036.00	$378,400 Land $76,400 Building $302,000	$378,400 (-) Land $76,400 Building $302,000
2021			$378,400 Land $76,400 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Esplanade Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	14 (2015–2020)
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Esplanade Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Cox Communications Fiber	1,000 / 35
Mediacom Xtream Fixed Wireless · Cable in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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