Avery County property record for 101 Emerald Ct, Banner Elk, NC 28604
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 2,310 sqft · built 2008 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $85,000 (Nov 2007) |
| Tax Bill | $2,479 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 50350 |
| Primary APN | 50350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,310 sqft Heated Area |
| Basement Area | 1,792 sqft |
| Unfinished Basement | 1,792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 375 sqft |
| Deck Area | 344 sqft |
| Patio Area | 344 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 50350 |
|---|---|
| Street Address | 101 EMERALD CT |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-6538 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | EMERALD CT PHASE 1-LOT 1 PLAT 38-28B |
| Legal Subdivision | EMERALD CT PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 930100 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 12979 HIGHLAND GLEN WAY N, JACKSONVILLE, FL 32224-1672 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2007 · Amount on Record |
| Deed Sale | Nov 5, 2007 · Amount on Record |
| Deed Document Number | 0000420420 |
| Deed Book / Page | 420 |
| Record Updated | Jun 8, 2026 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,479.00 | $619,900 (-) Land $72,300 Building $547,600 | $619,900 (-) Land $72,300 Building $547,600 |
| 2023 | $2,479.00 | $619,900 (-) Land $72,300 Building $547,600 | $619,900 (-) Land $72,300 Building $547,600 |
| 2022 | $2,479.00 | $619,900 Land $72,300 Building $547,600 | $619,900 Land $72,300 Building $547,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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