101 Els Ln, New Bern, NC 28560 Property Records

Craven County property record for 101 Els Ln, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2005
Lot Size	0.213 acres (9,290 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (May 2018)
Tax Bill	$1,016 (2026)
Deeds & Mortgages	Apr 2026 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-213-L-278`

Property Details

APN / Parcel Number

Primary APN	`6-213-L-278`
Alternative APN	`120806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,290 sqft (0.213 acres)
Lot Dimensions	137 ft deep x 109 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	120806
Street Address	101 ELS LN
City	NEW BERN
State	NC
Zip	28560-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 278 LAKESIDE @ ROYAL PINES SCT 1-A 1-B 3 & 4 REVISED
Legal Subdivision	LAKESIDE @ ROYAL PINES
Legal Lot Number	278
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2004
Census Tract	961101

Owner

101 Els Ln is owned and occupied by an individual who bought it in May 2018.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	101 ELS LN, NEW BERN, NC 28560-8948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 25, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOAN INC
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Oct 15, 2009 · Amount on File
Deed Document Number	201810022800
Deed Book / Page	3536 / 1643
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Apr 7, 2026
Property Address	101 ELS LN, NEW BERN, NC 28560-8948
Document Number	0010154420
Book / Page	3875 / 692
Instrument Date	Apr 3, 2026
Instrument	202610154420
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELS LN, NEW BERN, NC 28560-8948

Mortgage

Document Number	0010154420,
Date	Apr 7, 2026
Book Page	3875/692
Instrument	202610154420

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	101 ELS LN, NEW BERN, NC 28560-8948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003536/0000001647
Date	May 25, 2018
Book Page	0000003536/0000001647
Instrument	000010022801

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 25, 2018
Property Address	101 ELS LN, NEW BERN, NC 28560-8948
Document Number	3536/1643
Book / Page	3536 / 1643
Instrument Date	May 17, 2018
Instrument	000010022800
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELS LN, NEW BERN, NC 28560-8948

Tax Assessment & Valuation

The 2026 property tax bill for 101 Els Ln was $1,016.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,016.00	$195,700 (-) Land $40,000 Building $155,700	$195,700 (-) Land $40,000 Building $155,700
2025	$1,016.00	$195,700 Land $40,000 Building $155,700	$195,700 Land $40,000 Building $155,700
2023	$1,004.00 (-0.59%)	$195,700 (+24.63%) Land $40,000 Building $155,700	$195,700 Land $40,000 Building $155,700
2022	$1,010.00	$157,030 Land $40,000 Building $117,030
2018			$157,030 Land $40,000 Building $117,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Els Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	9 (1996–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Els Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Els Ln

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