101 Elm Tree Ct, Suffolk, VA 23435 Property Records

Suffolk City property record for 101 Elm Tree Ct, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,842 sqft · built 2001
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individuals on Record
Last Sale	$440,000 (Feb 2023)
Tax Bill	$5,722 (2025)
Deeds & Mortgages	Jul 2012 Mortgage Feb 2023 Sale & Mortgage + 1 more
APN	`12I369`

Property Details

APN / Parcel Number

Primary APN	`12I369`
Alternative APN	`304813100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,842 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	304813100
Street Address	101 ELM TREE CT
City	SUFFOLK
State	VA
Zip	23435-2277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	L.69,BAYBERRY COVE, SEC.3
Legal Subdivision	BAYBERRY COVE
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2007
Census Tract	75203

Owner

Source: Suffolk City assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	101 ELM TREE CT, SUFFOLK, VA 23435-2277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2012	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Feb 6, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Jan 14, 2016	Trustee's Deed, Foreclosure · Land Contract TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Prior Sale	May 3, 2016 · Amount on Record
Deed Document Number	20231217
Record Updated	Sep 20, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	101 ELM TREE CT, SUFFOLK, VA 23435-2277
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012073000/144400
Date	Jul 30, 2012
Book Page	2012073000/144400

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.63%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Feb 6, 2023
Property Address	101 ELM TREE CT, SUFFOLK, VA 23435-2277
Document Number	0230001217
Instrument Date	Jan 31, 2023
Instrument	230001217
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELM TREE CT, SUFFOLK, VA 23435-2277

Mortgage

Document Number	0230001218
Date	Feb 6, 2023
Instrument	230001218

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jan 15, 2063

Interest

Rate Type	Fixed Rate

January 2016: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jan 14, 2016
Property Address	101 ELM TREE CT, SUFFOLK, VA 23435-2277
Document Number	0160000397
Instrument Date	Dec 30, 2015
Instrument	160000397
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 QUAKER RIDGE CT, SUFFOLK, VA 23435-3331
Investor	Possibly a Property Investor

Mortgage

Document Number	0160000398
Date	Jan 14, 2016
Instrument	160000398

Lender

Name	TOWNEBANK

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$492,800 (+8.14%) Land $85,000 Building $407,800
2025	$5,722.00 (+8.6%)	$492,800 (+8.14%) Land $85,000 Building $407,800	$455,700 (+1.27%) Land $85,000 Building $370,700
2024	$5,269.00 (+7.42%)	$455,700 (+1.27%) Land $85,000 Building $370,700
2023	$4,905.00	$450,000 Land $89,500 Building $360,500	$450,000 Land $89,500 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2005–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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