101 Elm St, Tracy, MN 56175 Property Records

Lyon County property record for 101 Elm St, Tracy, MN 56175

Property Summary

Property Type	Single Family Home
Details	built 1922
Lot Size	0.163 acres (7,138 sqft)
Owner	Company Name on Record
Last Sale	$3,300,000 (Jun 2023)
Tax Bill	$1,940 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-132007-0`

Property Details

APN / Parcel Number

Primary APN	`31-132007-0`

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	7,138 sqft (0.163 acres)

Location & Zoning

Street Address	101 ELM ST
City	TRACY
State	MN
Zip	56175-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W.O. LICHTY'S 1ST ADDITION 01010001
Legal Subdivision	W.O. LICHTY'S 1ST ADDITION
Legal Block	1
Legal Lot Number	8
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3011
Census Tract	360700

Owner

Source: Lyon County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	101 ELM ST, TRACY, MN 56175-1532
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK OF LISMORE
Jun 13, 2023	Warranty Deed, Transfer
Jun 13, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Jun 13, 2023 · Amount on Record
Deed Document Number	2023227035
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON MN
Property Address	101 ELM ST, TRACY, MN 56175-1532
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227079
Date	Jun 21, 2023
Instrument	227079

Lender

Name	STATE BANK OF LISMORE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jun 13, 2023
Property Address	101 ELM ST, TRACY, MN 56175-1532
Document Number	0000227034
Instrument Date	Jun 2, 2023
Instrument	227034
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELM ST, TRACY, MN 56175-1532

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Jun 13, 2023
Property Address	101 ELM ST, TRACY, MN 56175-1532
Document Number	0000227035
Instrument Date	Jun 2, 2023
Instrument	227035
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Tax	$108.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELM ST, TRACY, MN 56175-1532

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,940.00 (+3.85%)	$57,100 (+3.44%) Land $5,200 Building $51,900	$57,100 (+3.44%) Land $5,200 Building $51,900
2025		$55,200 (+5.54%) Land $5,200 Building $50,000	$55,200 (+5.54%) Land $5,200 Building $50,000
2024	$1,868.00 (+77.23%)
2023	$1,054.00	$52,300 Land $4,500 Building $47,800	$52,300 Land $4,500 Building $47,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tracy serves 2,154 people · EPA ID MN1420010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Bluepeak.

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