Essex County and Amesbury City property record for 101 Elm St, Amesbury, MA 01913
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,168 sqft · built 1860 |
| Lot Size | 0.37 acres (16,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Aug 2019) |
| Tax Bill | $10,202 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AMES M:40 B:0275 |
| Primary APN | AMES M:40 B:0275 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 5,550 sqft |
| 1st Floor Area | 1,298 sqft |
| Attic | Attic |
| Attic Area | 992 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,130 sqft (0.37 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 101 ELM ST |
|---|---|
| City | AMESBURY |
| State | MA |
| Zip | 01913-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Block | 275 |
| Jurisdiction | AMESBURY MA |
| Township / Civil Division | AMESBURY TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 266400 |
Source: Essex County and Amesbury City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 ELM ST, AMESBURY, MA 01913-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU |
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Aug 30, 2019 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Nov 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Jan 27, 2017 | Deed of Trust, Mortgage MORTGAGE NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Prior Sale | Nov 24, 2014 · Amount on Record |
| Deed Document Number | 20196830 |
| Deed Book / Page | 37805 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 101 ELM ST, AMESBURY, MA 01913-2505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041586-608 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 41586/608 |
| Instrument | 20230530002320 |
| Name | SAINT JEANS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 101 ELM ST, AMESBURY, MA 01913-2505 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040399-425 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 40399/425 |
| Instrument | 20211020005570 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 101 ELM ST, AMESBURY, MA 01913-2505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40399-425 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 40399/425 |
| Instrument | 20211020005570 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AMESBURY MA |
| Recording Date | Aug 30, 2019 |
| Property Address | 101 ELM ST, AMESBURY, MA 01913-2505 |
| Document Number | 37805-166 |
| Book / Page | 037805 / 000166 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 1908306830 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,257.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ELM ST AMESBURY MA 019132505, AMESBURY, MA 01913-2505 |
| Document Number | 37805-168 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 037805/000168 |
| Instrument | 1908306840 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 101 ELM ST, AMESBURY, MA 01913-2505 |
| Document Number | 37219-592 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2019 |
| Name | Verified Name |
|---|---|
| Address | 101 ELM ST AMESBURY MA 019132505, AMESBURY, MA 01913-2505 |
| Document Number | 37219-592 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 037219/000592 |
| Instrument | 1214005680 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 13, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMESBURY MA |
| Property Address | 101 ELM ST, AMESBURY, MA 01913-2505 |
| Document Number | 35655-294 |
| Book / Page | 035655 / 000294 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35655-294 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 035655/000294 |
| Instrument | 1702010229 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
Source: Essex County and Amesbury City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Amesbury City |
| Unified School District | Amesbury School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,202.00 (+4.78%) | $677,900 (+6.52%) Land $213,100 Building $464,800 | $762,293 (+17.19%) |
| 2025 | $9,737.00 (+6.37%) | $636,400 (+8.73%) Land $207,000 Building $429,400 | $650,465 |
| 2024 | $9,154.00 (+0.08%) | $585,300 (+4.56%) Land $195,300 Building $390,000 | |
| 2023 | $9,147.00 | $559,800 Land $169,800 Building $390,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 23 units insured incl. 23 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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