101 Elizabeth St, Berea, KY 40403 Property Records

Madison County property record for 101 Elizabeth St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,048 sqft · built 1993
Owner	Individual Name on File
Last Sale	$109,000 (Feb 2019)
Tax Bill	$564 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073C-0000-0182`

Property Details

APN / Parcel Number

Primary APN	`073C-0000-0182`
Alternative APNs	`106426` `143749` `73934`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	73934
Street Address	101 ELIZABETH ST
City	BEREA
State	KY
Zip	40403-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSELAWN LOT 1 SEC 3 BLK I
Legal Subdivision	ROSELAWN
Legal Block	I
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3013
Census Tract	11202

Owner

101 Elizabeth St is owned and occupied by an individual who bought it in February 2019.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	101 ELIZABETH ST, BEREA, KY 40403-1144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC
Jul 21, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Prior Sale	Jul 21, 2017 · Amount on File
Deed Document Number	2013988560
Deed Book / Page	D00770 / 121
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Feb 20, 2019
Property Address	101 ELIZABETH ST, BEREA, KY 40403-1144
Document Number	D00770/121
Book / Page	D00770 / 121
Map Reference	CAB 6 SL 82
Instrument Date	Feb 15, 2019
Instrument	2013988560
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	TITLE SUPPLIERS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	802 S DOGWOOD DR, 802, BEREA, KY 40403-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELIZABETH ST, BEREA, KY 40403-1144

Mortgage

Document Number	2013988561
Date	Feb 20, 2019
Instrument	2013988561

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Mortgage

Document Number	M01847/656
Date	Feb 20, 2019
Book Page	M01847/656
Instrument	2013988562

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2029

Interest

Rate	12%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 21, 2017
Property Address	101 ELIZABETH ST, BEREA, KY 40403-1144
Document Number	D00747/735
Book / Page	D00747 / 735
Map Reference	CAB6 SL82
Instrument Date	Jul 13, 2017
Instrument	2013961975
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	TITLE SUPPLIERS LLC, TITLE SUPPLIERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 QUEENSBOROUGH ST APT 3, 3009, BEREA, KY 40403-2314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELIZABETH ST, BEREA, KY 40403-1144

Mortgage

Document Number	2013961976
Date	Jul 21, 2017
Instrument	2013961976

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 101 Elizabeth St was $564 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$564.00 Homeowner's exemption	$109,000	$109,000
2023	$607.00 Homeowner's exemption	$109,000	$109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Elizabeth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Elizabeth St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elizabeth St

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