101 Edgewater Way, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 101 Edgewater Way, Surf City, NC 28445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,072 sqft · built 2024
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$492,000 (Aug 2024)
Tax Bill	$2,122 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`4235-55-1076-0000`

Property Details

APN / Parcel Number

Primary APN	`4235-55-1076-0000`
Alternative APN	`000058675`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,072 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000058675
Street Address	101 EDGEWATER WAY
City	SURF CITY
State	NC
Zip	28445-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 PB 66/64 REVISION WATERSIDE SEC 1A
Legal Lot Number	1
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2027
Census Tract	920105

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	101 EDGEWATER WAY, SURF CITY, NC 28445-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Deed Document Number	0000014845
Deed Book / Page	1 / 4845
Record Updated	Jun 8, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 27, 2024
Property Address	101 EDGEWATER WAY, SURF CITY, NC 28445-1600
Document Number	0048450001
Book / Page	4845 / 1
Map Reference	MB 66 PG 64&65
Instrument Date	Aug 27, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6752 PARKER FARM DR # 210, 210, WILMINGTON, NC 28405-3175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 EDGEWATER WAY, SURF CITY, NC 28445-1600

Mortgage

Document Number	0048450003
Date	Aug 27, 2024
Instrument	4845-0003

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.52%
Max Rate At Change	8.52%
Index	5-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,122.00 (+418.83%)	$425,911 (+667.41%) Land $79,550 Building $346,361	$425,911 (+667.41%) Land $79,550 Building $346,361
2023		$55,500 (-) Land $55,500	$55,500 (-) Land $55,500
2022	$409.00	$55,500 Land $55,500	$55,500 Land $55,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 127 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	10 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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