Carteret County property record for 101 Echo Ridge Rd, Swansboro, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,525 sqft · built 2007 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Aug 2025) |
| Tax Bill | $1,151 (2025) |
| Deeds & Mortgages | Aug 2025 Sale Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5377.03.24.0085000 |
| Primary APN | 5377.03.24.0085000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,525 sqft Heated Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 1,585 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,466 sqft (0.378 acres) |
| Lot Dimensions | 195 ft deep x 100 ft wide |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 34918 |
|---|---|
| Street Address | 101 ECHO RIDGE RD |
| City | SWANSBORO |
| State | NC |
| Zip | 28584-8551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L4 COLDWATER CREEK PH1 |
| Legal Subdivision | COLDWATER CREEK |
| Legal Phase | 1 |
| Legal Block | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970805 |
101 Echo Ridge Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 ECHO RIDGE RD, SWANSBORO, NC 28584-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 29, 2025 | Warranty Deed, Transfer |
| Mar 4, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Oct 22, 2009 · Amount on File |
| Deed Document Number | 20251865056 |
| Deed Book / Page | 1865 / 56 |
| Prior Transfer Date | Sep 24, 2009 |
| Prior Transfer Doc | 0013220126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 29, 2025 |
| Property Address | 101 ECHO RIDGE RD, SWANSBORO, NC 28584-8551 |
| Document Number | 0018650056 |
| Book / Page | 1865 / 56 |
| Map Reference | FILE 35144 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 1865056 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $678.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ECHO RIDGE RD, SWANSBORO, NC 28584-8551 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 101 ECHO RIDGE RD, SWANSBORO, NC 28584-8551 |
| Document Number | 0016320062 |
| Instrument Date | Mar 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 101 ECHO RIDGE RD SWANSBORO NC 285848551, SWANSBORO, NC 28584-8551 |
| Document Number | 0016320062 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 001632/000062 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 101 Echo Ridge Rd was $1,151.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,093 (+23.51%) Land $138,000 Building $239,093 | $377,093 (+23.51%) Land $138,000 Building $239,093 | |
| 2025 | $1,151.00 | $305,307 Land $67,560 Building $237,747 | $305,307 Land $67,560 Building $237,747 |
| 2023 | $188,597 Land $55,250 Building $133,347 | $188,597 Land $55,250 Building $133,347 | |
| 2022 | $1,077.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Echo Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 7 (1999–2018) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Echo Ridge Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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