101 E Water St, Burgin, KY 40310 Property Records

Mercer County property record for 101 E Water St, Burgin, KY 40310

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,887 sqft
Lot Size1.04 acres (45,302 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Aug 2026)
Tax Bill$101 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Aug 2026 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN300.20-03024.00

Property Details

APN / Parcel Number

Primary APN300.20-03024.00
Alternative APN
  • 21530

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,887 sqft Living Area
Family RoomFamily Room

Exterior

Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area45,302 sqft (1.04 acres)
Lot Dimensions280 ft deep x 162 ft wide
TerrainRolling
Garage Area600 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area280 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account Number21530
Street Address101 E WATER ST
CityBURGIN
StateKY
Zip40310-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATER ST H & LOT
Legal SubdivisionTASKERS
JurisdictionMERCER KY
Township / Civil DivisionBURGIN
Census Block Group2
Census Block2017
Census Tract960500

Owner

Source: Mercer County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address279 DOSSETT LN, HARRODSBURG, KY 40330-9704
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Construction Mortgage
MONTICELLO BANKING COMPANY
Aug 27, 2026Deed, Construction Loan · Construction Mortgage
MONTICELLO BANKING COMPANY
Jul 31, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2026 · Amount on Record
Deed SaleAug 27, 2026 · Amount on Record
Prior SaleJan 30, 2024 · Amount on Record
Deed Document Number202612091520
Deed Book / Page391 / 853
Prior Transfer DateJul 31, 2017
Prior Transfer Doc00D354/225
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER KY
Recording DateAug 27, 2026
Property Address101 E WATER ST, BURGIN, KY 40310-2000
Document Number0012091524
Book / Page842 / 562
Instrument DateAug 25, 2026
Instrument202612091524
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 DOSSETT LN, HARRODSBURG, KY 40330-9704

Mortgage

Document Number0012091524,
DateAug 27, 2026
Book Page842/562
Instrument202612091524
Lender
NameMONTICELLO BANKING COMPANY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 25, 2027
Interest
Max Rate-1%

August 2026: Deed, Construction Loan

Document TypeDeed
JurisdictionMERCER KY
Recording DateAug 27, 2026
Property Address101 E WATER ST, BURGIN, KY 40310-2000
Document Number0012091520
Book / Page391 / 853
Instrument DateAug 25, 2026
Instrument202612091520
Transaction TypeConstruction Loan
Record UpdatedSep 9, 2026
Title CompanyKENTUCKY IN TITLE, KENTUCKY HOME TITLE

Transaction

AmountAmount Recorded
Tax$4,040.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address279 DOSSETT LN, HARRODSBURG, KY 40330-9704

Mortgage

Document Number0012091524,
DateAug 27, 2026
Instrument202612091524
Lender
NameMONTICELLO BANKING COMPANY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 25, 2027
Interest
Max Rate-1%

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER KY
Recording DateJul 31, 2017
Property Address101 E WATER ST, BURGIN, KY 40310-2000
Document Number00D354/225
Book / PageD354 / 225
Instrument DateJul 31, 2017
Instrument180997
Transaction TypeTransfer
Record UpdatedJan 14, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address101 E WATER ST, 101, BURGIN, KY 40310-2000

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 WATER ST, BURGIN, KY 40310-2000

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBurgin City
CountyMercer County
Unified School DistrictBurgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$101.00 (-11.4%) Homeowner's exemption$75,151 (-) Land $5,000 Building $70,151$75,151 (-) Land $5,000 Building $70,151
2024$114.00 (-3.39%)
2023$118.00 Homeowner's exemption$75,151$75,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims25 (1989–2026)
Claims Outside the SFHA14 of 25
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBURGIN WATER DEPARTMENT
serves 1,426 people · EPA ID KY0840048
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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