101 E Summit St, Toledo, IA 52342 Property Records

Tama County property record for 101 E Summit St, Toledo, IA 52342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 1940
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (May 2020)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14.22.453.002`

Property Details

APN / Parcel Number

Primary APN	`14.22.453.002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Attic	Attic
Attic Area	286 sqft
Basement Area	260 sqft
Unfinished Basement	260 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	196 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 E SUMMIT ST
City	TOLEDO
State	IA
Zip	52342-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LOT 10 BLK 2
Legal Subdivision	SUMMIT
Legal Block	2
Legal Lot Number	10
Jurisdiction	TAMA IA
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1045
Census Tract	290400

Owner

Source: Tama County assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit STATE BANK OF TOLEDO
Dec 26, 2025	Deed of Trust, Mortgage · Closed-End Mortgage WCF FINANCIAL BANK
Feb 2, 2026	Deed of Trust, Mortgage · Closed-End Mortgage WCF FINANCIAL BANK
Nov 9, 2022	Intrafamily Transfer, Transfer
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE BANK OF TOLEDO
Mar 25, 2014	Certificate of Transfer, Transfer CHG OF TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Deed Document Number	20201185
Last Transfer Date	Nov 8, 2022
Transfer Doc	0000003017
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230359
Date	Feb 15, 2023
Instrument	2023-0359

Lender

Name	STATE BANK OF TOLEDO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 19, 2028

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311

Mortgage

Document Number	0020253350
Date	Dec 26, 2025
Instrument	2025-3350

Lender

Name	WCF FINANCIAL BANK
Type	Bank
Address	TAMA, IA 52339

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Feb 15, 2031

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311

Mortgage

Document Number	0020260245
Date	Feb 2, 2026
Instrument	2026-0245

Lender

Name	WCF FINANCIAL BANK
Type	Bank
Address	TAMA, IA 52339

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2031

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Nov 9, 2022
Property Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311
Document Number	0020223017
Instrument Date	Nov 8, 2022
Instrument	2022-3017
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	May 20, 2020
Property Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311
Document Number	0020201185
Instrument Date	May 19, 2020
Instrument	2020-1185
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311

Mortgage

Document Number	0020201194
Date	May 21, 2020
Instrument	2020-1194

Lender

Name	STATE BANK OF TOLEDO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2025

Interest

Rate Type	Fixed Rate

March 2014: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	TAMA IA
Recording Date	Mar 25, 2014
Property Address	101 E SUMMIT ST, TOLEDO, IA 52342-2311
Document Number	000929/336
Book / Page	0929 / 336
Instrument Date	Mar 21, 2014
Instrument	2014-0700
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	CHG OF TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 S BROADWAY ST, TOLEDO, IA 52342-2305

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Toledo City
Unified School District	South Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00	$93,970 (+13.63%) Land $12,740 Building $81,230	$93,970 (+13.63%) Land $12,740 Building $81,230
2024	$1,500.00 (-2.22%)
2023		$82,700 Land $12,740 Building $69,960	$82,700 Land $12,740 Building $69,960
2022	$1,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOLEDO WATER SUPPLY serves 2,399 people · EPA ID IA8676027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Uniti Group DSL	200 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group, AT&T.

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