101 E Ramsey St, Bancroft, IA 50517 Property Records

Kossuth County property record for 101 E Ramsey St, Bancroft, IA 50517

Property Summary

Property Type	Commercial
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Tax Bill	$50 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-24-186-006`

Property Details

APN / Parcel Number

Primary APN	`10-24-186-006`

Exterior

Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	101 E RAMSEY ST
City	BANCROFT
State	IA
Zip	50517
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 18 BLK 5 O P
Legal Block	5
Legal Lot Number	18
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2043
Census Tract	950300

Owner

Source: Kossuth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 290, BANCROFT, IA 50517-0290
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	101 E RAMSEY ST, BANCROFT, IA 50517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3261
Date	Nov 13, 2017
Book Page	2017/3261
Instrument	2017 3261

Lender

Name	CIBC BANK USA
Type	Bank
Address	CHICAGO, IL 60602

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00	$3,259 (+5.13%) Land $1,875 Building $1,384
2024	$50.00 (-3.85%)
2023		$3,100 Land $1,875 Building $1,225	$3,100 (-4.88%) Land $1,875 Building $1,225
2021	$52.00		$3,259 Land $1,875 Building $1,384

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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