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101 E Railroad St, Flora, IL 62839 Property Records

Clay County property record for 101 E Railroad St, Flora, IL 62839 · Last verified July 2026

Property Summary

Property TypeCommercial
Lot Size0.262 acres (11,450 sqft)
OwnerCompany Name on File
Last Sale$57,500 (Aug 2021)
Tax Bill$1,589 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN10-25-324-008

Property Details

APN / Parcel Number

Primary APN10-25-324-008

Exterior

Lot Area11,450 sqft (0.262 acres)

Location & Zoning

Street Address101 E RAILROAD ST
CityFLORA
StateIL
Zip62839-2161
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionORIGINAL TOWN BLOCK 26 LOTS 7 8 & 9 PLUS VACATED STREET
Legal Block26
Legal Lot Number7-9
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2040
Census Tract972100

Owner

Source: Clay County records · APN 10-25-324-008

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address109 E NORTH AVE, FLORA, IL 62839-2028
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2021Warranty Deed, Transfer · Conventional Mortgage
FLORA BANKING CO
Oct 07, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2021 · Amount on Record
Deed SaleAug 02, 2021 · Amount on Record
Deed Document Number2021202564
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateAug 02, 2021
Property Address101 E RAILROAD ST, FLORA, IL 62839-2161
Document Number0000202564
Instrument DateJul 23, 2021
Instrument202564
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$86.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E NORTH AVE, FLORA, IL 62839-2028

Mortgage

Document Number0000202565
DateAug 02, 2021
Instrument202565
Lender
NameFLORA BANKING CO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateOct 07, 2020
Property Address101 E RAILROAD ST, FLORA, IL 62839-2161
Document Number0000200117
Map ReferenceBK C PG 57
Instrument DateOct 07, 2020
Instrument200117
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address816 E 3RD ST, FLORA, IL 62839-2522

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$19,530 (+10.22%) Land $5,605 Building $13,925$58,590 (+10.22%) Land $16,815 Building $41,775
2024$1,589.00 (-5.81%)
2022$1,687.00 (+947.83%)$17,719 Land $5,048 Building $12,671$53,157 Land $15,144 Building $38,013
2021$161.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
Wabash Telephone CooperativeFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless (licensed-by-rule)500 / 500
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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