101 E Ocean Dr, #C203, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 101 E Ocean Dr, #C203, Key Colony Beach, FL 33051

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 2,090 sqft · built 1983
Lot Size	1 acres (57,567 sqft)
Owner	2 Company Names on Record
Last Sale	$2,000,000 (Apr 2024)
Tax Bill	$15,429 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00073860-000300`

Property Details

APN / Parcel Number

Primary APN	`00073860-000300`
Alternative APNs	`04663300073860000300` `8645066`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,090 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	57,567 sqft (1 acres)

Location & Zoning

Account Number	8645066
Street Address	101 E OCEAN DR, C203
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	INC
Legal Description	UNIT C-203 SEAPOINTE CONDOMINIUM OR962-2272 OR1326-739 OR2539-2411 OR2922-2297 OR3083-393 OR3270-0473
Legal Range	33E
Legal Township	66S
Legal Section	04
Legal Subdivision	KEY COLONY BEACH
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	1
Census Block	1006
Census Tract	971001

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	501 VICTORIA DR, STAUNTON, VA 24401-2148
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 20, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	20242457172
Deed Book / Page	3270 / 473
Prior Transfer Date	Apr 30, 2014
Prior Transfer Doc	0026812460
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 22, 2021
Property Address	101 E OCEAN DR # C203, C203, KEY COLONY BEACH, FL 33051
Document Number	0030830393
Book / Page	3083 / 393
Map Reference	MB 871 PG 502
Instrument Date	Mar 5, 2021
Instrument	2309575
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,089.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10690 NE 104TH CIR, 10690, OXFORD, FL 34484-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GATE HOUSE RD, SHAPLEIGH, ME 04076-3661

Mortgage

Document Number	0003083395
Date	Mar 22, 2021
Instrument	3083/395

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 20, 2018
Property Address	101 E OCEAN DR # C203, C203, KEY COLONY BEACH, FL 33051
Document Number	0029222297
Book / Page	2922 / 2297
Map Reference	MB871 PG502-65
Instrument Date	Jul 31, 2018
Instrument	2183131
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5520 OAK BLUFF RD, 5520, ASHLEY, MI 48806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 NE 104TH BLVD, OXFORD, FL 34484-3911

Mortgage

Document Number	0002183134
Date	Aug 20, 2018
Instrument	2183134

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,571,318 (-8.05%) Building $1,571,318	$1,571,318 (-8.05%) Building $1,571,318
2024	$15,429.00 (-9.04%)
2023	$16,963.00 (+9.1%)	$1,708,827 (+8.45%) Building $1,708,827	$1,708,827 (+8.45%) Building $1,708,827
2022	$15,548.00	$1,575,753 Building $1,575,753	$1,575,753 Building $1,575,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 558 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 409 condo units
Nearby Flood Claims	861 (1979–2026)
Claims Outside the SFHA	1 of 861
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 469 claims Hurricane Wilma, Oct 2005 · 45 claims Hurricane Georges, Sep 1998 · 250 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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