101 E Main St, Merrimac, MA 01860 Property Records

Essex County and Merrimac Town property record for 101 E Main St, Merrimac, MA 01860

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 5,136 sqft · built 1945
Lot Size	0.781 acres (33,999 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,474 (2026)
Deeds & Mortgages	Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MERR M:0043 B:0001 L:002-D`

Property Details

APN / Parcel Number

Primary APN	`MERR M:0043 B:0001 L:002-D`
Alternative APN	`M:0043 B:0001 L:002=D`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Units	11 Units
Stories	1 Story
Building Area	5,136 sqft Total Area
Gross Area	5,356 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,999 sqft (0.781 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	101 E MAIN ST
City	MERRIMAC
State	MA
Zip	01860-1610
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	RH
Legal Block	1
Legal Lot Number	2-D
Jurisdiction	MERRIMAC MA
Township / Civil Division	MERRIMAC
Census Block Group	3
Census Block	3014
Census Tract	262100

Owner

Source: Essex County and Merrimac Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	217 AMESBURY LINE RD, HAVERHILL, MA 01830-1803
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMAC MA
Property Address	101 E MAIN ST, MERRIMAC, MA 01860-1610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37209-350
Date	Dec 11, 2018
Book Page	37209/350
Instrument	20181211003550

Lender

Name	HAVERHILL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Merrimac Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Merrimac Town
Unified School District	Pentucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,474.00 (+2.11%)	$415,000 (+2.57%) Land $242,400 Building $172,000
2025	$5,361.00 (+0.56%)	$404,600 (+2.46%) Land $238,400 Building $166,200
2024	$5,331.00 (+4.47%)	$394,900 (+14.3%) Land $238,400 Building $156,500
2023	$5,103.00	$345,500 Land $198,700 Building $146,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMAC WATER DEPARTMENT serves 6,988 people · EPA ID MA3180000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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