101 E Main St, Cuba, NY 14727 Property Records

Allegany County and Cuba Town property record for 101 E Main St, Cuba, NY 14727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,524 sqft · built 1900
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Dec 2024)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
APN	`024801 166.19-2-14`

Property Details

APN / Parcel Number

Primary APN	`024801 166.19-2-14`
Alternative APNs	`480116601900020140000000` `00000000105`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,524 sqft Living Area
1st Floor Area	1,576 sqft
2nd Floor Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	133 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000105
Street Address	101 E MAIN ST
City	CUBA
State	NY
Zip	14727-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GL 45
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	ALLEGANY NY
Township / Civil Division	CUBA
Census Block Group	2
Census Block	2005
Census Tract	950500

Owner

Source: Allegany County and Cuba Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 EMAIN ST, CUBA, NY 14727
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Sep 18, 2007 · Amount on Record
Deed Document Number	20242024-52322
Prior Transfer Date	Mar 26, 2010
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY NY
Property Address	101 E MAIN ST, CUBA, NY 14727-1150
Document Number	0000008386
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ALLEGANY ABSTRACT COMPANY, ALLEGANY ABS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E MAIN ST CUBA NY 147271150, CUBA, NY 14727-1150

Mortgage

Document Number	0000008386
Date	Jul 1, 2020
Instrument	8386

Lender

Name	ALCO FCU
Type	Credit Union
Address	WELLSVILLE, NY 14895

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Tax Assessment & Valuation

Source: Allegany County and Cuba Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Allegany County
County Subdivision	Cuba Town
Municipality	Cuba Village
Unified School District	Cuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00	$72,800 (-43.57%) Land $7,300 Building $65,500	$74,286 (-42.41%) Land $7,449 Building $66,837
2023		$129,000 (+77.2%) Land $7,300 Building $121,700	$129,000 (+31.13%) Land $7,300 Building $121,700
2022	Homeowner's exemption	$72,800 Land $7,300 Building $65,500	$98,378 Land $9,865 Building $88,513

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA VILLAGE PUBLIC WATER serves 1,800 people · EPA ID NY0200317
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Feb 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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